Property Type: Detached HouseOwnership: Freehold

1036 Deal St

Oak Bay, BC V8S5G5

$2,299,900

3 bed4 bath6 parking2,415 sqftBuilt 1912
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Property Details

Property & Lot

Sub-type
House
Style
Character
Lot size
10,800 square feet
Zoning
Residential

R-5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,769.03

Interior

Heating
Baseboard heaters, Forced air, Electric, Natural gas
Cooling / A/C
Central air conditioning, None
Fireplace
Yes (1)
Appliances
Refrigerator, Range - Electric, Dishwasher, Freezer

Exterior & Lot

Lot features
Curb & gutter, Level lot, Private setting, Partially cleared, Other, Rectangular, Marine Oriented

Building

Parcel ID (PID)
011-933-216

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StorageSecond level3'4 x 7'0
EnsuiteSecond level3-Piece
BedroomSecond level11'1 x 10'4
EnsuiteSecond level4-Piece
Primary BedroomSecond level14'6 x 13'6
StorageOther6'0 x 6'0
PorchMain level6'2 x 13'5
Laundry roomMain level10'3 x 11'1
EnsuiteMain level4-Piece
BathroomMain level2-Piece
Primary BedroomMain level20'3 x 15'3
KitchenMain level11'7 x 17'0
Living roomMain level20'10 x 12'7
EntranceMain level8'2 x 7'0

Listing Information

MLS®
1042063
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 31, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Nestled on a beautifully landscaped 10,000+ square foot lot in the heart of South Oak Bay, this exceptional character home masterfully blends timeless architecture with thoughtful modern updates. Offering over 2,400 square feet of refined living space, the home features three bedrooms, each with its own ensuite, including a spacious main level primary retreat for effortless everyday living. Bright, elegant living and dining rooms are filled with natural light and flow seamlessly into the beautifully updated kitchen, while French doors open to a sun filled deck and private, garden framed backyard, creating an idyllic setting for entertaining, relaxing, or dining al fresco. A warm and inviting family room, powder room, and mudroom complete the main level. Upstairs, two generous bedrooms with beautifully renovated ensuites provide exceptional comfort and privacy for family and guests alike. A detached double garage with rear lane access adds everyday convenience. Perfectly positioned just one block from the ocean and moments from Victoria Golf Club, Oak Bay Beach Hotel, Oak Bay Marina, and McNeill Bay, this is a rare opportunity to own a truly special home in one of Victoria's most prestigious and sought after neighbourhoods, where timeless elegance and an exceptional coastal lifestyle await. (id:63159)

Values & Trends

This listing

$952/sqft

Building average

No other active listings in this building

South Oak Bay average

$905/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 79%

Wind N calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Monterey Middle SchoolElementary951 m
Oak Bay SecondarySecondary1.5 km
Ecole Willows ElementaryElementary1.7 km
St Patrick's School(Independent)Elementary2.1 km
Glenlyon Norfolk School(Independent)K-122.1 km
Sundance-Bank ElementaryElementary2.1 km
Margaret Jenkins ElementaryElementary2.1 km
Victor SchoolK-122.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (3)

  • FARO207 m
  • Oak Bay Marina Coffee House363 m
  • Windsor Cafe · 2540 Windsor Road437 m

Parks (5+)

  • Native Plant Garden154 m
  • Marina Park158 m
  • Windsor Park · 2451 Windsor Road384 m
  • Queen’s Park410 m
  • Haynes Park · 1499 Beach Drive697 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($459,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,839,920.00
Periodic payment — Principal & Interest (monthly)$11,870.54
Additional monthly expenses (strata, tax, utilities, etc.)$1,018.42
Total monthly cost$12,888.96
Interest paid over 5-yr term$527,326.36
Balance at end of term$1,655,013.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$459,980
Stress test qualifying rate8.09%
Payment you must qualify for$14,148.34

Cash Needed at Closing

Minimum down payment$459,980
Estimated BC PTT$46,997
Legal / closing costs (typical estimate)$1,500
Total cash needed$508,477

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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