Property Type: Detached HouseOwnership: Freehold

1327 Transit Rd

Oak Bay, BC V8V1V1

$2,150,000

4 bed3 bath3 parking2,348 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
6,400 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$11,142.02

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
PatioMain level
BedroomSecond level
BedroomSecond level
EnsuiteSecond level5-Piece
BathroomSecond level4-Piece
Laundry roomSecond level
Primary BedroomSecond level
KitchenMain level
Dining roomMain level
Family roomMain level
BathroomMain level2-Piece
BedroomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1043750
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

Nestled amongst the trees in South Oak Bay this wonderful character style home affords the utmost in privacy, location & style. Thoughtfully crafted by Zebra Design, the main floor offers a spacious open plan with combined kitchen, dining & family room with gas fireplace, large den or office, separate living room with second gas fireplace & 2 piece powder. The upper level boasts 3 bedrooms including a generous primary with ensuite bath, laundry room & 2nd full bathroom. Well maintained since new with some of the recent updates including interior and exterior painting, gas fireplaces and wood replacement on back deck. Separate detached garage, ample storage & an easy care garden. Superb location within a short stroll to the Oceanfront walkway, Windsor Park, all levels of schools, and shops on the Avenue. (id:63159)

Values & Trends

This listing

$916/sqft

Building average

No other active listings in this building

South Oak Bay average

$906/sqft

23 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Monterey Middle SchoolElementary802 m
Oak Bay SecondarySecondary984 m
Ecole Willows ElementaryElementary1.3 km
St Patrick's School(Independent)Elementary1.5 km
Sundance-Bank ElementaryElementary1.5 km
Glenlyon Norfolk School(Independent)K-121.7 km
Margaret Jenkins ElementaryElementary1.8 km
Victor SchoolK-122.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • The Oaks Restaurant · 2250 Oak Bay Avenue512 m
  • Bon Sushi · 1467 Hampshire Road584 m

Cafes (5+)

  • Windsor Cafe · 2540 Windsor Road134 m
  • Oak Bay Marina Coffee House468 m
  • Ottavio · 2272 Oak Bay Avenue471 m
  • Hide & Seek Coffee · 2207 Oak Bay Avenue586 m
  • Starbucks653 m

Grocery (1)

  • Fairway Market Athlone Court · 2187 Oak Bay Avenue645 m

Parks (5+)

  • Haynes Park · 1499 Beach Drive256 m
  • Windsor Park · 2451 Windsor Road262 m
  • Queen’s Park286 m
  • Marina Park566 m
  • Firefighter's Park637 m

Pharmacies (2)

  • Fort Royal Pharmacy · 2217 Oak Bay Avenue570 m
  • Pharmasave · 2200 Oak Bay Avenue615 m

Banks & ATMs (5+)

  • RBC · 2255 Oak Bay Avenue496 m
  • BMO · 2219 Oak Bay Avenue559 m
  • CIBC · 2224 Oak Bay Avenue573 m
  • Unnamed617 m
  • TD620 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($430,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,720,000.00
Periodic payment — Principal & Interest (monthly)$11,096.86
Additional monthly expenses (strata, tax, utilities, etc.)$1,045.50
Total monthly cost$12,142.36
Interest paid over 5-yr term$492,956.94
Balance at end of term$1,547,145.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$430,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,226.20

Cash Needed at Closing

Minimum down payment$430,000
Estimated BC PTT$42,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$474,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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