1038 Islay St
Duncan, BC V9L2E1
$769,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 9,000 square feet
- Zoning
- Residential
City of Duncan - LDR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,622
Interior
- Heating
- Heat Pump, Electric
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (1)
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Lower level | 4'7 x 13'9 |
| Bathroom | Lower level | 4-Piece |
| Laundry room | Lower level | 8'2 x 7'9 |
| Bedroom | Lower level | 12'4 x 13'9 |
| Bedroom | Lower level | 9'7 x 12'5 |
| Family room | Lower level | 17'1 x 12'5 |
| Ensuite | Main level | 3-Piece |
| Primary Bedroom | Main level | 10'3 |
| Bathroom | Main level | 2-Piece |
| Kitchen | Main level | 15'5 x 10'1 |
| Dining room | Main level | 10'1 x 10'3 |
| Living room | Main level | 18'10 x 16'5 |
Listing Information
- MLS®
- 1046744
- Listed
- August 14, 2026
- Time on market
- On the market for 17 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.
Description
Welcome to 1038 Islay Street, a charming 1912 home that beautifully blends original character with an extensive modern renovation. Set on a generous 9,000 sq ft (0.21-acre) lot in West Duncan, this approximately 1,550 sq ft, 3-bedroom, 3-bathroom home has been thoughtfully updated while preserving the character and feel that make an older home special. The main level features a bright, welcoming living space with plenty of windows, a well-appointed kitchen and the convenience of a primary bedroom on the main floor. The kitchen combines timeless style with modern functionality, featuring a Classic by Unique gas range/oven with matching range hood, pot filler, abundant storage and plenty of natural light. All-new flooring throughout includes new subfloors, engineered hardwood, carpet downstairs and tile in the kitchen and bathrooms. The lower level offers excellent flexibility with a spacious family room, laundry area, full bathroom and two additional bedrooms, both without closets. This level provides great space for family, guests, a home office or hobbies. The electrical system has been completely updated with a 200-amp service, modern plugs, LED lighting and dimmers. A Samsung ducted heat pump, approximately 3 years old, provides efficient heating and cooling through new ducting. Outside, the updates continue with new windows, Hardie siding, fresh paint, new soffits and gutters, plus integrated LED soffit lighting. A modern detached 16' x 32' garage provides excellent space for vehicles, storage, hobbies or a workshop, while the home is wired for a hot tub. A rare combination of 1912 character and modern updates, this home offers the charm and personality of an older property with the comfort and functionality today's buyers are looking for. Situated on a large lot in West Duncan, 1038 Islay Street is a truly special opportunity. (id:63159)
Values & Trends
This listing
$496/sqft
Building average
—
No other active listings in this building
West Duncan average
$496/sqft
48 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
30
4/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Cowichan Valley Open Learning Co-Op | Secondary | 257 m |
| Cowichan Open School | Secondary | 257 m |
| Queen Margaret's(Independent) | K-12 | 541 m |
| Khowhemun Elementary | Elementary | 840 m |
| Quamichan School | Secondary | 1.4 km |
| Drinkwater Elementary | Elementary | 1.4 km |
| Alexander Elementary | Elementary | 1.5 km |
| Alex Aitken | Elementary | 1.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- Mr Mikes · 2763 Beverly Street418 m
- Guangzhou Garden · 2721 James Street747 m
Cafes (2)
- Fishbowl Cafe · 580 Cairnsmore Street364 m
- Starbucks · 2751 Beverly Street465 m
Grocery (2)
- 49th Parallel Grocery · 550 Cairnsmore Street324 m
- Thrifty Foods · 2755 Beverly Street355 m
Parks (5+)
- Unnamed · 1040 College Street255 m
- Unnamed262 m
- Heiwa Park312 m
- Somenos Marsh Open Air Classroom · 6043 Trans-Canada Highway507 m
- Unnamed511 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($51,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.