Property Type: Detached HouseOwnership: Freehold

920 McDonald St

Duncan, BC V9L1Z1

$695,000

2 bed2 bath4 parking1,516 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
7,191 square feet
Zoning
Residential

LDR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,977.66

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Dining roomMain level12'2 x 11'5
Primary BedroomMain level12'2 x 13'5
Living roomMain level28'6 x 11'4
Living roomMain level13'6 x 5'10
KitchenMain level10'4 x 11'5
EntranceMain level5'8 x 9'3
EnsuiteMain level3-Piece
DenMain level5'5 x 13'2
BedroomMain level12'2
BathroomMain level4-Piece

Listing Information

MLS®
1047184
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

In real estate they say location, location, location. This cheerful and bright one level home sits on a quiet street with an easy walk to down town Duncan. Over 1400 square feet of modern living with two bedrooms and an office, plus large living room with gas fireplace and country styled kitchen with white cabinetry. Off the bright kitchen and dining area is a lovely deck and covered area for those rainy days. There are two bathrooms including a three piece ensuite. The very private back yard is an oasis of gardens and inspiration, complete with an artist's studio! Also on the property is an older garage/workshop. Park your RV in the long driveway. This move in home is available for immediate occupancy and comes with all the appliances. Love where you live!! (id:63159)

Values & Trends

This listing

$458/sqft

Building average

No other active listings in this building

West Duncan average

$497/sqft

48 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cowichan Valley Open Learning Co-OpSecondary271 m
Cowichan Open SchoolSecondary271 m
Queen Margaret's(Independent)K-12506 m
Khowhemun ElementaryElementary573 m
Quamichan SchoolSecondary1.4 km
Alexander ElementaryElementary1.6 km
Drinkwater ElementaryElementary1.6 km
Duncan Christian School(Independent)K-121.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mr Mikes · 2763 Beverly Street441 m
  • Guangzhou Garden · 2721 James Street643 m
  • Power House Living Foods Co.680 m
  • Arbutus Cafe · 195 Kenneth Street682 m
  • Corner House Cafe · 181 Jubilee Street697 m

Cafes (2)

  • Fishbowl Cafe · 580 Cairnsmore Street305 m
  • Starbucks · 2751 Beverly Street539 m

Grocery (2)

  • 49th Parallel Grocery · 550 Cairnsmore Street264 m
  • Thrifty Foods · 2755 Beverly Street492 m

Parks (5+)

  • Unnamed171 m
  • Centennial Park · First Street267 m
  • Centennial Park278 m
  • Unnamed288 m
  • Unnamed · 1040 College Street339 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$556,000.00
Periodic payment — Principal & Interest (monthly)$3,587.12
Additional monthly expenses (strata, tax, utilities, etc.)$490.81
Total monthly cost$4,077.93
Interest paid over 5-yr term$159,351.20
Balance at end of term$500,123.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,002.12

Cash Needed at Closing

Minimum down payment$44,500
Estimated BC PTT$11,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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