Property Type: Land / LotOwnership: Freehold

10451 Westshore Road

Vernon, BC V1H2B2

$174,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.28 acres
Frontage
102 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$920

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Listing Information

MLS®
10384838
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Elevated Lake-View Serenity: Your Peaceful Fintry Gateway Escape the daily grind and discover your own slice of paradise in Fintry. This beautiful, semi-serviced lot offers an exceptional opportunity to build the life you’ve envisioned, nestled within a quiet, up-and-coming community known for its natural beauty and calm atmosphere. Positioned to capture sweeping, panoramic vistas of Okanagan Lake, this lot provides the ultimate backdrop for your dream home or vacation retreat. Imagine waking up to the stillness of nature, with the shimmering lake as your morning view. It’s the perfect blend of seclusion and accessibility—a peaceful, serene gateway that feels miles away from the rush, yet keeps you connected to everything you need. When you’re ready for the city, you are perfectly situated for an easy 40-minute drive into Kelowna or a quick 30-minute trip to Vernon. This gives you the best of both worlds: rural tranquility and urban convenience. Whether you are looking to build now, create a seasonal escape, or hold for long-term investment, this lot checks every box. Enjoy the recreational lifestyle of the Okanagan—from world-class wineries to scenic hiking trails and refreshing beach days—all just a short distance from your doorstep. Opportunities that balance peaceful living with a prime location are becoming increasingly rare. Secure your piece of paradise today! (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.7 km
Ellison ElementaryElementary11.1 km
Clarence Fulton SecondaryElementary11.4 km
Mission Hill ElementaryElementary13.4 km
Oyama Traditional SchoolElementary13.8 km
Alexis Park ElementaryElementary14.5 km
Kidston ElementaryElementary14.5 km
St James(Independent)Elementary14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$139,920.00
Periodic payment — Principal & Interest (monthly)$902.72
Additional monthly expenses (strata, tax, utilities, etc.)$76.67
Total monthly cost$979.38
Interest paid over 5-yr term$40,101.47
Balance at end of term$125,858.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,745
Stress test qualifying rate8.09%
Payment you must qualify for$1,277.67

Cash Needed at Closing

Minimum down payment$8,745
Estimated BC PTT$1,749
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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