10523 Westshore Road
Vernon, BC V1H2B2
$170,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.36 acres
- Frontage
- 90 feet
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $466.91
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view, View (panoramic)
Listing Information
- MLS®
- 10376667
- Listed
- February 26, 2026
- Time on market
- On the market for 186 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.
Description
Build your custom home on this 0.356-acre lakeview lot in Westshore Estates, offering beautiful views of Okanagan Lake and a peaceful setting just a short drive from Vernon. Located on Westshore Road, the property features access from both the upper and lower portions of the lot, providing flexibility for driveway placement and home design. Seller plans are available, offering a head start for buyers ready to move forward. The gentle slope supports a variety of architectural styles while allowing you to maximize privacy and capture the lake views. Water and electricity are available at the lot line, helping streamline the building process. Westshore Estates is a well-established community known for its outdoor lifestyle and strong neighbourhood feel. Residents enjoy a large community park with a soccer field, baseball diamond, playground, washrooms, gazebo, and a community sports trailer stocked with equipment. Whether you are building a full-time residence or holding as a future investment, this property offers flexibility, value, and long-term potential. (id:63159)
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 8.6 km |
| Ellison Elementary | Elementary | 11.1 km |
| Clarence Fulton Secondary | Elementary | 11.4 km |
| Mission Hill Elementary | Elementary | 13.4 km |
| Oyama Traditional School | Elementary | 13.9 km |
| Alexis Park Elementary | Elementary | 14.4 km |
| Kidston Elementary | Elementary | 14.5 km |
| St James(Independent) | Elementary | 14.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($8,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.