Property Type: Land / LotOwnership: Freehold

10332 Westshore Road

Vernon, BC V1H2B1

$199,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.74 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$653.96

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
10397841
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Some homesites hand you a view; this one hands you a hideaway. At 10332 Westshore Road in Westshore Estates, 0.741 acres of pine-covered hillside offer privacy first and views second — peekaboo glimpses of Okanagan Lake's blue threading through the trees, with the kind of quiet that only comes from real distance between neighbours. This is raw, unbuilt land: no structures, no shortcuts, just a paved road to the property line, community water, and a blank hillside canvas waiting for your design. Thin the trees where you want the lake to open up, leave them where you want the shade and the privacy — this lot gives you that choice. Minutes away, the Westshore Estates Community Park has a playground and courts for family afternoons, and Killiney Beach offers a boat launch and picnic grounds for lake days. Vernon is a scenic 25 minutes south, Kelowna about 40 — close enough for everything, far enough for real quiet. For anyone who's been picturing a forested retreat above Okanagan Lake rather than a subdivision cul-de-sac, this is the kind of land that gives you room to actually build that. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.9 km
Ellison ElementaryElementary11.3 km
Clarence Fulton SecondaryElementary11.6 km
Oyama Traditional SchoolElementary13.5 km
Mission Hill ElementaryElementary13.6 km
Kidston ElementaryElementary14.6 km
Alexis Park ElementaryElementary14.7 km
St James(Independent)Elementary14.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,920.00
Periodic payment — Principal & Interest (monthly)$1,031.75
Additional monthly expenses (strata, tax, utilities, etc.)$54.50
Total monthly cost$1,086.25
Interest paid over 5-yr term$45,833.53
Balance at end of term$143,848.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,460.30

Cash Needed at Closing

Minimum down payment$9,995
Estimated BC PTT$1,999
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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