Property Type: Condo / ApartmentOwnership: Strata

1056 Bernard Avenue Unit# 220

Kelowna, BC V1Y8L7

$288,800

1 bed1 bath1 parking724 sqftBuilt 1980
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Amenities

Also listed: Sauna

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$399/mo
Annual property tax
$1,336

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None

Exterior & Lot

Pool
Pool, Inground pool

Parking

Total spaces
1 — uncovered indicated
Features
Parkade, Stall, See Remarks

Restrictions & Policies

Rentals
Allowed with restrictions
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Primary BedroomMain level11'11'' x 13'5''
Living roomMain level11'9'' x 18'10''
Dining roomMain level7'3'' x 8'
KitchenMain level7'1'' x 7'5''

Listing Information

MLS®
10392103
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to 1056 Bernard! This 55+ community is nestled in downtown Kelowna, making it easy to enjoy everything the city has to offer. You’ll have access to resort-style amenities including an outdoor pool, and an indoor hot tub — perfect for unwinding whenever you like! This lovely one-bedroom unit has been thoughtfully updated with a new kitchen, appliances, fresh paint, and new flooring throughout. Located on the peaceful side of the building. You'll enjoy the stunning mountain views from the nice size deck. Pet lovers will be happy to hear that this community is pet friendly! You can bring up to two dogs or cats (or one of each), with dogs being under 12kg and 24 inches at the shoulder. The location is fantastic — close to grocery stores, pharmacies, restaurants, and medical services. And just a short stroll takes you to downtown and the beach, so you’re all set to enjoy the best of Kelowna! Plus, there’s secure parking in the garage, with one spot included for you. (id:63159)

Values & Trends

This listing

$399/sqft

Building average

$334/sqft

2 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary710 m
Central SecondarySecondary875 m
Central School ProgramsK-12875 m
St Joseph Elementary School(Independent)Elementary956 m
The Balsam School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.2 km
Glenmore ElementaryElementary2.0 km
Raymer ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue346 m
  • Swan Pizza393 m
  • Ricky's409 m
  • De Dutch477 m
  • Vintner's Grill553 m

Cafes (4)

  • Continental Breakfast327 m
  • Starbucks402 m
  • Gong Cha453 m
  • Craft 42 Roasters · 1178 High Road699 m

Grocery (3)

  • Nester's Market · 1111 Lawson Avenue142 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive740 m
  • Safeway · 697 Bernard Avenue791 m

Parks (5+)

  • Martin Park222 m
  • Knowles Heritage Park378 m
  • Bankhead Park680 m
  • Richmond Park696 m
  • Mary Ann Collinson Memorial Park774 m

Gyms (1)

  • GoodLife Fitness748 m

Pharmacies (1)

  • Paragon Pharmacy187 m

Banks & ATMs (1)

  • BMO497 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,440) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$231,040.00
Periodic payment — Principal & Interest (monthly)$1,490.59
Additional monthly expenses (strata, tax, utilities, etc.)$545.91
Total monthly cost$2,036.51
Interest paid over 5-yr term$66,216.73
Balance at end of term$207,821.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,440
Stress test qualifying rate8.09%
Payment you must qualify for$2,109.73

Cash Needed at Closing

Minimum down payment$14,440
Estimated BC PTT$3,776
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,716

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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