Property Type: Condo / ApartmentOwnership: Strata

1056 Bernard Avenue Unit# 201

Kelowna, BC V1Y8L7

$349,000

2 bed2 bath1 parking1,248 sqftBuilt 1980
Get Directions

Amenities

Also listed: Laundry Facility, Sauna, Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$623/mo
Annual property tax
$1,707.39

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Pool
Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade, See Remarks, Additional Parking

Restrictions & Policies

Pets
Restrictions apply
Rentals
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomMain level5'7'' x 27'5''
FoyerMain level13'0'' x 4'6''
4pc BathroomMain level8'5'' x 4'11''
BedroomMain level9'1'' x 16'0''
5pc Ensuite bathMain level8'4'' x 9'1''
Primary BedroomMain level11'3'' x 22'2''
Dining roomMain level10'4'' x 8'0''
Living roomMain level12'3'' x 16'5''
KitchenMain level9'0'' x 7'4''

Listing Information

MLS®
10394851
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #201 at The Courtyard on Bernard – where comfort, convenience, and lifestyle come together in one of Kelowna's most desirable 55+ residences. Perfectly situated in the heart of Kelowna, you'll love being just steps from downtown, grocery shopping, restaurants, cafes, beaches, parks & more! Enjoy an active, social lifestyle w/ exceptional building amenities, including a beautifully landscaped courtyard w/ an in-ground pool and outdoor gathering areas, an indoor hot tub, two saunas, & a workshop. This bright & spacious corner suite offers an exceptional layout with generous living spaces and an abundance of natural light. The thoughtfully designed kitchen includes a pantry & updated stainless steel appliances (2020) and modern laminate flooring (2022) adds warmth & style throughout the main living areas. Additional updates include a brand-new stacking washer and dryer (2026) and updated wall-mounted air conditioner (2024). The king-sized primary retreat features 2 separate closets & a spacious 5-piece ensuite with both a tub/shower and a separate walk-in shower. Relax in your spacious fully enclosed sunroom (included in SF) offering year round enjoyment. This exceptional home offers incredible value in a highly sought-after location. Don't miss your opportunity to enjoy carefree living in this welcoming 55+ community. Simply move in, relax, & embrace the vibrant Okanagan lifestyle you've been waiting for. Book your private showing today! (id:63159)

Values & Trends

This listing

$280/sqft

Building average

$393/sqft

2 active listing(s)

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary688 m
Central SecondarySecondary897 m
Central School ProgramsK-12897 m
St Joseph Elementary School(Independent)Elementary971 m
The Balsam School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.2 km
Glenmore ElementaryElementary2.0 km
Raymer ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue349 m
  • Swan Pizza383 m
  • Ricky's393 m
  • De Dutch469 m
  • Vintner's Grill542 m

Cafes (4)

  • Continental Breakfast321 m
  • Starbucks390 m
  • Gong Cha444 m
  • Craft 42 Roasters · 1178 High Road690 m

Grocery (2)

  • Nester's Market · 1111 Lawson Avenue111 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive732 m

Parks (5+)

  • Martin Park247 m
  • Knowles Heritage Park407 m
  • Bankhead Park649 m
  • Richmond Park667 m
  • Mary Ann Collinson Memorial Park757 m

Gyms (1)

  • GoodLife Fitness736 m

Pharmacies (1)

  • Paragon Pharmacy158 m

Banks & ATMs (1)

  • BMO484 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,200.00
Periodic payment — Principal & Interest (monthly)$1,801.30
Additional monthly expenses (strata, tax, utilities, etc.)$827.27
Total monthly cost$2,628.58
Interest paid over 5-yr term$80,019.52
Balance at end of term$251,141.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,549.50

Cash Needed at Closing

Minimum down payment$17,450
Estimated BC PTT$4,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information