Property Type: Land / LotOwnership: Freehold

10579 Columbia Way

Vernon, BC V1H2B4

$239,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.37 acres
Frontage
88 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$554

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View (panoramic)

Listing Information

MLS®
10385168
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

""Nestled within the tranquil enclave of Westshore Estates, this .37-acre Okanagan lake view lot offers a quintessential blend of semi-rural living and panoramic lake views. Situated on a peaceful cul-de-sac, this parcel of land provides the perfect canvas for crafting your idyllic retreat amidst the stunning natural beauty of the Okanagan Valley. Embrace the essence of semi-rural living while still enjoying convenient access to urban amenities, with nearby shopping, dining and recreational facilities just a short drive away. Immerse yourself in the serenity of lakeview living, where each day unfolds against the backdrop of sweeping vistas & tranquil waters. The gentle sloping lot lends itself perfectly to a walkout rancher design, allowing for seamless indoor-outdoor living & maximizing the enjoyment of the breathtaking surroundings. With recreation amenities right at your fingertips, including Westshore Community Park, hiking, golf, Killeny Beach with boat ramp,Fintry Provincial Park, this idyllic property offers the perfect balance of relaxation and adventure. Experience the ultimate Okanagan lifestyle in Westshore Estates, where every day brings new opportunities for outdoor enjoyment and discovery."" Don't miss this rare opportunity to build your dream home in one of the region's most desirable communities, where semi-rural tranquility meets panoramic lake views. Experience Westshore Estates, where every day feels like a retreat and nature's beauty is always on display."" (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.7 km
Ellison ElementaryElementary11.2 km
Clarence Fulton SecondaryElementary11.5 km
Mission Hill ElementaryElementary13.4 km
Oyama Traditional SchoolElementary14.2 km
Alexis Park ElementaryElementary14.4 km
Kidston ElementaryElementary14.7 km
St James(Independent)Elementary14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$191,920.00
Periodic payment — Principal & Interest (monthly)$1,238.20
Additional monthly expenses (strata, tax, utilities, etc.)$46.17
Total monthly cost$1,284.37
Interest paid over 5-yr term$55,004.82
Balance at end of term$172,632.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,752.51

Cash Needed at Closing

Minimum down payment$11,995
Estimated BC PTT$2,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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