Property Type: Land / LotOwnership: Freehold

441 Mountain Drive

Vernon, BC V1H2B9

$239,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$638.17

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10379485
Listed
March 16, 2026
Time on market
On the market for 168 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

There’s something magical about waking up to the shimmering blues of Okanagan Lake framed by rolling mountains and endless sky. In the peaceful community of Westshore Estates, this exceptional lot offers the rare opportunity to create the life you’ve always imagined. Mostly flat with a gentle natural slope, the property provides an ideal canvas for your future dream home—perfectly positioned to capture breathtaking lake and mountain views. Here, mornings begin with fresh air and quiet serenity, while evenings are painted with unforgettable Okanagan sunsets. With no building timeline, you have the freedom to design and build at your own pace, allowing your vision to unfold exactly as you wish. A paved road leads you home, while water and power conveniently sit at the lot line, making the path to building simple and stress-free. Adventure waits just beyond your doorstep, with scenic trails for hiking, walking, and quadding weaving through the surrounding landscape. Families will appreciate the nearby park and convenient school bus service, while lake lovers will find paradise just minutes away at Evely Campground—offering quick access to boating, fishing, and refreshing swims in the lake. This is more than land; it’s the start of your next chapter, where nature, tranquility, and possibility come together in perfect harmony. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.9 km
Ellison ElementaryElementary11.4 km
Clarence Fulton SecondaryElementary11.7 km
Mission Hill ElementaryElementary13.7 km
Oyama Traditional SchoolElementary13.9 km
Alexis Park ElementaryElementary14.7 km
Kidston ElementaryElementary14.8 km
St James(Independent)Elementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$191,920.00
Periodic payment — Principal & Interest (monthly)$1,238.20
Additional monthly expenses (strata, tax, utilities, etc.)$53.18
Total monthly cost$1,291.38
Interest paid over 5-yr term$55,004.82
Balance at end of term$172,632.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,752.51

Cash Needed at Closing

Minimum down payment$11,995
Estimated BC PTT$2,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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