Property Type: Land / LotOwnership: Freehold

10732 Westshore Road

Vernon, BC V1H2C2

$77,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.49 acres
Frontage
75 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$415.17

Interior

Fireplace
None

Exterior & Lot

View
Lake view, View (panoramic)

Listing Information

MLS®
10369702
Listed
December 20, 2025
Time on market
On the market for 254 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.

Description

Great building lot on .49 acres in Westshore Estates. This large lot has been partially cleared and is ready for your dream house ideas. With paved road access from the bottom the lot and a lane access from the top you can get creative with your design plans and use the gentle slope to your advantage. Westshore Estates is only 30 mins from Vernon for your main shopping and groceries plus there are small independent stores on the Westside for the essentials. You can stay close by and enjoy one of the nearby beaches, boat launches, hiking or ATV on the crown land, or visit Fintry Park. The choice is all yours, it's all waiting just outside your doorstep! (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.8 km
Ellison ElementaryElementary11.2 km
Clarence Fulton SecondaryElementary11.5 km
Mission Hill ElementaryElementary13.4 km
Alexis Park ElementaryElementary14.4 km
Oyama Traditional SchoolElementary14.7 km
St James(Independent)Elementary14.7 km
Kidston ElementaryElementary14.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$61,600.00
Periodic payment — Principal & Interest (monthly)$397.42
Additional monthly expenses (strata, tax, utilities, etc.)$34.60
Total monthly cost$432.02
Interest paid over 5-yr term$17,654.74
Balance at end of term$55,409.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,850
Stress test qualifying rate8.09%
Payment you must qualify for$562.50

Cash Needed at Closing

Minimum down payment$3,850
Estimated BC PTT$770
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,120

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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