Property Type: Land / LotOwnership: Freehold

10825 Westshore Road

Vernon, BC V1H2C3

$79,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.28 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$367.2

Interior

Fireplace
None

Listing Information

MLS®
10380771
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: O'Keefe 3 Percent Realty Inc. · Data source: CREA DDF.

Description

QUARTER ACRE LEVEL LOT!! Build your dream home on this 0.28-acre lot in the peaceful community of Westshore Estates, just a short drive from Vernon. Offering access from both the upper and lower portions of the property, this lot provides excellent flexibility for driveway placement (access via the road or laneway) and a variety of home design options. This level lot is perfectly set up for a variety of building options. With water and electricity available at the lot line, you can streamline your build and focus on bringing your vision to life. Westshore Estates is a well-established, family-friendly community known for its outdoor lifestyle and strong sense of neighbourhood. Residents enjoy access to a large community park featuring a soccer field, baseball diamond, playground, gazebo, washrooms, and even a sports equipment trailer. Located near Killiney Beach, Evely Recreation Site, and Fintry Provincial Park, this property offers endless opportunities for hiking, swimming, boating, and exploring the outdoors. Whether you’re planning to build now or hold as a future investment, this lot offers outstanding value, flexibility, and long-term potential. For more information on this fantastic Vernon lot please visit our website. Don't miss out! Book your private viewing today! Don’t miss your chance to experience the best of Westshore Estates living! (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary9.1 km
Ellison ElementaryElementary11.4 km
Clarence Fulton SecondaryElementary11.8 km
Mission Hill ElementaryElementary13.7 km
Alexis Park ElementaryElementary14.7 km
Oyama Traditional SchoolElementary14.7 km
St James(Independent)Elementary15.0 km
Kidston ElementaryElementary15.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$63,920.00
Periodic payment — Principal & Interest (monthly)$412.39
Additional monthly expenses (strata, tax, utilities, etc.)$30.60
Total monthly cost$442.99
Interest paid over 5-yr term$18,319.66
Balance at end of term$57,496.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,995
Stress test qualifying rate8.09%
Payment you must qualify for$583.68

Cash Needed at Closing

Minimum down payment$3,995
Estimated BC PTT$799
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,294

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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