Property Type: Land / LotOwnership: Freehold

10742 Pinecrest Road Lot# 85

Vernon, BC V1T7Z3

$94,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.32 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$455

Interior

Fireplace
None

Listing Information

MLS®
10387984
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Discover an exceptional opportunity to own a stunning 0.32-acre lake view lot at 10742 Pinecrest Road in desirable Westshore Estates. With utilities available at the lot line, this property is perfectly suited for a rancher with a walk-out basement, thoughtfully designed to capture the breathtaking views of Okanagan Lake. Surrounded by natural beauty, enjoy easy access to boating, swimming, hiking trails, and endless outdoor recreation, all while embracing the peaceful lifestyle this sought-after community is known for. Conveniently located approximately 30 minutes to Vernon and 40 minutes to Kelowna, Westshore Estates offers the perfect balance of tranquility and accessibility. Build your dream home and experience the very best of Okanagan living in this serene lakeview setting. (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.6 km
Ellison ElementaryElementary11.0 km
Clarence Fulton SecondaryElementary11.3 km
Mission Hill ElementaryElementary13.2 km
Alexis Park ElementaryElementary14.2 km
St James(Independent)Elementary14.5 km
Oyama Traditional SchoolElementary14.5 km
Kidston ElementaryElementary14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$75,920.00
Periodic payment — Principal & Interest (monthly)$489.81
Additional monthly expenses (strata, tax, utilities, etc.)$37.92
Total monthly cost$527.73
Interest paid over 5-yr term$21,758.89
Balance at end of term$68,290.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,745
Stress test qualifying rate8.09%
Payment you must qualify for$693.26

Cash Needed at Closing

Minimum down payment$4,745
Estimated BC PTT$949
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,194

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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