Property Type: Land / LotOwnership: Freehold

10745 Westshore Road

Vernon, BC V1H2C2

$128,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.33 acres
Frontage
80 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$431.62

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Listing Information

MLS®
10392948
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

This premium 0.33 acre residential lot in Westshore Estates offers an exceptional opportunity to design a custom walkout rancher overlooking Okanagan Lake. Positioned to capture striking water and mountain views , the property features dual street accessibility via both the main road and a lower laneway, maximizing design flexibility for your layout. Essential services, including water and electricity, are situated close for future connection, and a completed survey alongside rough building plans can be included to streamline development. With no strict timelines to build, this parcel functions beautifully as a long term holding investment or an immediate canvas for your Okanagan dream home. The rural location balances peaceful solitude with recreational convenience, situated just minutes from beaches, boat launches, and the hiking trails of Fintry Provincial Park. Located a scenic 35-minute drive from downtown Vernon's boutique shopping and 45 minutes from Kelowna, this property delivers an ideal North Okanagan lifestyle away from city hustle. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.6 km
Ellison ElementaryElementary11.0 km
Clarence Fulton SecondaryElementary11.3 km
Mission Hill ElementaryElementary13.3 km
Alexis Park ElementaryElementary14.2 km
St James(Independent)Elementary14.6 km
Oyama Traditional SchoolElementary14.7 km
Kidston ElementaryElementary14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$102,400.00
Periodic payment — Principal & Interest (monthly)$660.65
Additional monthly expenses (strata, tax, utilities, etc.)$35.97
Total monthly cost$696.62
Interest paid over 5-yr term$29,348.13
Balance at end of term$92,109.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,400
Stress test qualifying rate8.09%
Payment you must qualify for$935.06

Cash Needed at Closing

Minimum down payment$6,400
Estimated BC PTT$1,280
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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