Property Type: Detached HouseOwnership: Freehold

10930 Fernie Wynd Rd

North Saanich, BC V8L5H8

$1,610,000

4 bed4 bath6 parking3,312 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Lot size
19,602 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,241.13

Interior

Heating
Forced air, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BalconyMain level
BedroomSecond level
Family roomMain level
BathroomMain level4-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
BedroomMain level
BathroomMain level2-Piece
BathroomMain level4-Piece
Sitting roomMain level
Primary BedroomMain level
StorageLower level
BathroomLower level3-Piece
BedroomLower level
Laundry roomLower level
EntranceLower level

Listing Information

MLS®
1038268
Listed
May 27, 2026
Time on market
On the market for 97 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. - Oak Bay · Data source: CREA DDF.

Description

Tucked into the trees at Curteis Point, this beautifully renovated West Coast home is a private retreat, with ocean & mountain views unfolding through the forested setting. Experience a sense of calm seclusion while enjoying the morning sunrises on the large deck, while inside, the 3,312 sqft layout includes 4 beds & 2 baths over multiple levels, with solid oak hardwood floors, generous living areas, and a wood-burning fireplace that gives the main level an inviting, grounded feel. The renovated kitchen features granite counters, stainless steel appliances, ample cabinetry, and great workspace. The floor plan works well for families, guests, teens, hobbies, or working from home. With a new roof, attached garage, ample parking, this is a rare North Saanich home with privacy, character, and true West Coast charm. (id:63159)

Values & Trends

This listing

$486/sqft

Building average

No other active listings in this building

Curteis Point average

$1,104/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Parkland SecondarySecondary1.8 km
North Saanich Middle SchoolMiddle1.9 km
Sidney ElementaryElementary2.9 km
Deep Cove ElementaryElementary4.1 km
ḰELSET ElementaryElementary6.0 km
SD 63 Individual Learning CentreSecondary9.3 km
Stelly's SecondarySecondary11.4 km
Brentwood College(Independent)Secondary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • H.M.S. Plumper Park492 m
  • Prentice Pond Park533 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($322,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,288,000.00
Periodic payment — Principal & Interest (monthly)$8,309.74
Additional monthly expenses (strata, tax, utilities, etc.)$519.43
Total monthly cost$8,829.17
Interest paid over 5-yr term$369,144.50
Balance at end of term$1,158,560.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$322,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,904.27

Cash Needed at Closing

Minimum down payment$322,000
Estimated BC PTT$30,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$353,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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