Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

10938 Prentice Pl

North Saanich, BC V8L5H7

$1,899,000

4 bed3 bath4 parking2,618 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Style
Westcoast
Lot size
0.81 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,075.31

Interior

Heating
Heat Pump, Baseboard heaters, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

View
Ocean view
Lot features
Cul-de-sac, Private setting, Southern exposure, Wooded area, Other

Building

Parcel ID (PID)
011-924-659

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageMain level7' x 9'
StorageLower level14' x 17'
StorageLower level25' x 43'
EntranceLower level4' x 14'
KitchenLower level7' x 14'
BathroomLower level3-Piece
BedroomLower level10' x 12'
Living roomLower level10' x 12'
BathroomMain level4-Piece
EnsuiteMain level3-Piece
BedroomMain level10' x 10'
BedroomMain level10' x 10'
Primary BedroomMain level14' x 15'
Family roomMain level17' x 13'
KitchenMain level12' x 10'
Dining roomMain level12' x 10'
Living roomMain level17' x 22'
Laundry roomMain level9' x 9'
EntranceMain level8' x 11'

Listing Information

MLS®
1047843
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 31, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

OPEN HOUSE Saturday Aug. 29 1:00-2:30pm & Sunday August 30 2:00-4:00pm. Beautifully situated in the exclusive Curteis Point Estates, this two-level rancher offers 2,618 sq ft of thoughtfully designed living space with 4 bedrooms and 3 bathrooms, including a private 1-bedroom in-law suite. The main level offers easy one-level living with a spacious living room centred around a cozy fireplace, a separate formal dining room, and a comfortable family room—perfect for both everyday life and entertaining. The primary bedroom includes a 3-piece ensuite, while two additional bedrooms share a well-appointed 4-piece main bath. Step outside to the expansive deck, ideal for indoor/outdoor living, and take in glimpses of the ocean. Downstairs, the self-contained 1-bedroom in-law suite features its own private entry—perfect for extended family, guests, or rental income—plus generous crawl space for storage. Heat pump installed and double garage includes and EV charger. Beautifully landscaped grounds add to the sense of privacy and tranquility this home provides, while move-in ready finishes make settling in effortless. Enjoy the best of both worlds: a peaceful, private setting just minutes from Sidney, the ferries, airport, marinas, hiking trails, and an abundance of local amenities. A rare opportunity to own a versatile, beautifully finished home in one of the area's most sought-after communities. (id:63159)

Values & Trends

This listing

$725/sqft

Building average

No other active listings in this building

Curteis Point average

$1,056/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Parkland SecondarySecondary1.3 km
North Saanich Middle SchoolMiddle1.5 km
Sidney ElementaryElementary2.9 km
Deep Cove ElementaryElementary3.5 km
ḰELSET ElementaryElementary5.9 km
SD 63 Individual Learning CentreSecondary9.2 km
Brentwood College(Independent)Secondary11.1 km
Stelly's SecondarySecondary11.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Prentice Pond Park156 m
  • H.M.S. Plumper Park265 m
  • Nymph Point Park672 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,519,200.00
Periodic payment — Principal & Interest (monthly)$9,801.36
Additional monthly expenses (strata, tax, utilities, etc.)$553.94
Total monthly cost$10,355.31
Interest paid over 5-yr term$435,407.09
Balance at end of term$1,366,525.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,682.12

Cash Needed at Closing

Minimum down payment$379,800
Estimated BC PTT$35,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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