Property Type: Detached HouseOwnership: Leasehold

1104 Spirit Bay Rd

Sooke, BC V9Z1N6

$725,000

2 bed2 bath3 parking1,626 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Lot size
4,381 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$0/mo
Annual property tax
$3,335

Interior

Heating
Forced air, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
BedroomSecond level11'1 x 9'4
Primary BedroomSecond level13'8 x 17'7
Family roomSecond level11'2 x 17'7
BathroomMain level2-Piece
KitchenMain level19'7 x 9'4
Dining roomMain level11'3 x 14'2
Living roomMain level12'2 x 14'2
EntranceMain level11'8 x 9'11

Listing Information

MLS®
1042781
Listed
July 9, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to the ideal seaside weekend or fulltime retreat. For those who love nature, community & a sustainable lifestyle, this picture perfect Spirit Bay home is for you! Imagine fantastic views out to the bay & over Cheanuh Marina, a 2 minute walk to your boat & the best fishing & cruising in the Pacific NW, kayaking in the pristine waters of the Salish Sea or hiking the majestic forests right at your door step! Incredibly reasonable moorage prices as well!!! Built to high standards, this 8 year old, two bed, 1.5 bath custom home features a bright open floorplan with amazing light from the numerous windows and the signature ''Spirit Bay cupola''. Wood floors, propane fire place and hot water on demand, vaulted ceilings & an amazing view! This brightly colored village will bring you happiness every time you come home. A place where you know the neighbours & have the opportunity to live in one of the most beautiful places, with the best weather in Canada. A half hour to all Victoria has to offer and then home again to the peace, tranquility & adventure of Spirit Bay! (id:63159)

Values & Trends

This listing

$446/sqft

Building average

No other active listings in this building

Becher Bay average

$598/sqft

5 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

15,086

(2021 Census)

+16% since 2016

Density: 266.5/km²

Dwellings: 6,431

Median household income: $90,000

After-tax: $79,500

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom4.1% · 620
  • United States of America1.5% · 230
  • Germany0.8% · 120
  • Philippines0.7% · 110
  • Netherlands0.5% · 80
  • China0.2% · 35
  • Poland0.2% · 30
  • Mexico0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Hans Helgesen ElementaryElementary4.8 km
Saseenos ElementaryElementary8.3 km
Westmont Montessori School(Independent)K-128.5 km
Edward Milne Community SchoolSecondary8.8 km
Sooke ElementaryElementary9.5 km
Journey Middle SchoolMiddle9.9 km
Ecole Poirier ElementaryElementary10.3 km
John Muir ElementaryElementary11.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$358.92
Total monthly cost$4,100.88
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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