Property Type: Detached House

111 Horbury Rd

Cumberland, BC V0R1S0

$1,795,000

3 bed3 bath6 parking2,217 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
17,424 square feet
Zoning
Other

UR1

Ownership & Fees

Property type
Detached House
Strata / maintenance fee
$0/mo
Annual property tax
$1,328

Interior

Heating
Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
6 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building6'7 x 7'8
Primary BedroomAdditional Accommodation10'5 x 16'9
Utility roomLower level3'8 x 6'11
Utility roomLower level4'11 x 7'7
EnsuiteLower level3-Piece
BathroomLower level2-Piece
Primary BedroomLower level13'1 x 17'5
Family roomLower level12'11 x 17'8
BedroomMain level10'8 x 12'1
BathroomMain level4-Piece
KitchenMain level11'6 x 15'4
Dining roomMain level6'4 x 11'10
Living roomMain level18'10 x 18'10

Listing Information

MLS®
1042013
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

This is a rare opportunity to own your own dream home on Comox Lake. Located just minutes from the Village of Cumberland, this property will make the perfect year round home or a dream getaway in the summer. Inside you'll find a fully renovated home featuring heated concrete floors, timber frame accents and the great room offers commanding lake views and a cozy fireplace. Bathrooms boast beautiful tile showers and almost all rooms feature stunning views. Outside is an entertainers dream with ample deck space and you'll enjoy your own private dock as well! Sit in the hot tub overlooking Comox Lake and during the colder months there is a full sauna there to soak those aches away. your company will enjoy a separate lake side studio. This is truly a turnkey property waiting for the next owners. Corporation is in the process of a rezoning to a traditional strata making for great future potential but presently its a corporate share sale and not mortgageable fyi. (id:63159)

Values & Trends

This listing

$810/sqft

Building average

No other active listings in this building

Comox Lake Land Corp average

No comparable active listings

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle3.0 km
Arden ElementaryElementary6.3 km
Lake Trail CommunityMiddle7.7 km
Ecole Puntledge Park ElementaryElementary7.8 km
Courtenay ElementaryElementary8.3 km
Nala'atsi Alternate ProgramSecondary8.4 km
Royston ElementaryElementary9.2 km
Georges P. Vanier SecondarySecondary10.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,436,000.00
Periodic payment — Principal & Interest (monthly)$9,264.58
Additional monthly expenses (strata, tax, utilities, etc.)$221.67
Total monthly cost$9,486.25
Interest paid over 5-yr term$411,561.73
Balance at end of term$1,291,686.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,042.34

Cash Needed at Closing

Minimum down payment$359,000
Estimated BC PTT$33,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$394,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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