Property Type: Detached HouseOwnership: Freehold

3550 Cumberland Rd

Cumberland, BC V0R1S0

$1,310,000

3 bed3 bath6 parking2,418 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
1.89 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,040.88

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomThird level10'11 x 9'5
BathroomThird level4-Piece
BedroomThird level10'7 x 15'3
EnsuiteSecond level5-Piece
Primary BedroomSecond level19'11 x 16'6
KitchenMain level15'1 x 14'4
Dining roomMain level8'1 x 11'8
Living roomMain level14'5 x 24'1
BathroomMain level3-Piece
Laundry roomMain level9'5 x 5'4
Family roomMain level19'10 x 15'1
EntranceMain level4'9 x 5'3

Listing Information

MLS®
1036262
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

Tucked away on a private 1.89-acre property just minutes from Cumberland and Courtenay, this striking contemporary home offers the perfect blend of style, space, and natural beauty. With over 2,400 sq ft of finished living space, the thoughtfully designed layout features soaring vaulted ceilings, oversized windows, and an open-concept main living area filled with natural light. The stunning kitchen includes a large island, quartz countertops, and direct access to the partially covered deck overlooking the peaceful, treed setting. The spacious primary suite is a true retreat with a spa-inspired ensuite, walk-in closet, and vaulted ceilings. Two additional bedrooms, multiple living spaces, and a cozy wood stove add warmth and flexibility for families or guests. Outside, enjoy pear and cherry trees, ample parking, and exceptional privacy while still being close to amenities, trails, and recreation. For more information please contact Ronni Lister at 250-702-7252 or ronnilister.com. (id:63159)

Values & Trends

This listing

$542/sqft

Building average

No other active listings in this building

Cumberland average

$539/sqft

17 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Arden ElementaryElementary2.4 km
Lake Trail CommunityMiddle3.2 km
Courtenay ElementaryElementary3.3 km
Nala'atsi Alternate ProgramSecondary3.4 km
Ecole Puntledge Park ElementaryElementary3.5 km
Cumberland Community SchoolElementary/Middle3.9 km
Royston ElementaryElementary4.4 km
Aspen Park ElementaryElementary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($106,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,048,000.00
Periodic payment — Principal & Interest (monthly)$6,761.34
Additional monthly expenses (strata, tax, utilities, etc.)$624.41
Total monthly cost$7,385.75
Interest paid over 5-yr term$300,359.81
Balance at end of term$942,679.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$106,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,258.34

Cash Needed at Closing

Minimum down payment$106,000
Estimated BC PTT$24,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$131,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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