Property Type: Detached HouseOwnership: Freehold

2263 Carmi Road

Penticton, BC V2A8V5

$1,400,000

4 bed3 bath2 parking3,384 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
10 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,736.7

Interior

Basement
Full
Heating
Heat Pump, Forced air
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Appliances
Washer, Refrigerator, Water softener, Range - Electric, Dryer, Freezer

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, View (panoramic)
Lot features
Balcony

Building

Roof
Vinyl Shingles, Unknown
Water source
Well
Sewer
Septic tank
Parcel ID (PID)
003-271-269

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement7'8'' x 9'2''
Utility roomBasement18'4'' x 32'3''
StorageBasement9'6'' x 18'4''
WorkshopBasement13'2'' x 18'10''
OtherBasement8'1'' x 14'5''
Full bathroomBasement
BedroomBasement10'8'' x 11'10''
BedroomBasement11'4'' x 13'10''
Recreation roomBasement23' x 23'9''
Laundry roomMain level9'3'' x 10'4''
SunroomMain level7'5'' x 18'10''
Full bathroomMain level
BedroomMain level13'7'' x 19'9''
Full ensuite bathroomMain level
Primary BedroomMain level12' x 17'2''
Family roomMain level16'4'' x 17'5''
KitchenMain level13'9'' x 25'6''
Dining roomMain level9'2'' x 12'8''
Living roomMain level13'4'' x 16'8''

Listing Information

MLS®
10391422
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Direct access to the back country yet only 11 minutes from Safeway. And what a view! A rare opportunity to own 10 acres that connect to miles of forests and trails – a dream property for those who crave the freedom of open forests. Add to that the tranquility of a large pond, with a waterfall, fed by a seasonal creek. Far above the valley hum, songbirds and wildlife are your neighbours. This rancher with full walk-out basement was built in 1991 for the current owner by a renowned local builder. Cutting-edge at the time, it is an energy-efficient R2000 home with high-rated insulation and windows, augmented by a heat-recovery system. Check out the unique Cenergy ceramic woodstove! Everything’s on the main floor – 2 bedrooms (could easily be 3), 2 bathrooms, family room, laundry. Large deck on the view side accessed from the family room and primary bedroom. The partially finished basement has 2 more bedrooms (could easily be 3), rec room and direct access to the yard. Tons of storage and even a dedicated workshop with separate access. Double garage with separate workshop plus a 20'x30' detached RV garage, as well as two more outbuildings. (id:63159)

Values & Trends

This listing

$414/sqft

Building average

No other active listings in this building

Penticton Rural average

$911/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary3.7 km
Entre-lacsElementary/Middle4.5 km
Wiltse ElementaryElementary5.0 km
Uplands ElementaryElementary5.0 km
Holy Cross School(Independent)Elementary/Middle5.6 km
ConnectEd - Alternative ProgramsSecondary5.7 km
Penticton SecondarySecondary5.7 km
Secondaire de PentictonSecondary5.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($115,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,120,000.00
Periodic payment — Principal & Interest (monthly)$7,225.86
Additional monthly expenses (strata, tax, utilities, etc.)$480.39
Total monthly cost$7,706.25
Interest paid over 5-yr term$320,995.22
Balance at end of term$1,007,443.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$115,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,881.20

Cash Needed at Closing

Minimum down payment$115,000
Estimated BC PTT$26,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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