Property Type: Detached HouseOwnership: Freehold

1184 Clovelly Terr

Saanich, BC V8P1V6

$1,490,000

5 bed3 bath3 parking3,305 sqftBuilt 1943
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Property Details

Property & Lot

Sub-type
House
Lot size
14,943 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,716.52

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric, Other
Cooling / A/C
See Remarks
Fireplace
Yes (4)
Appliances
Washer, Refrigerator, Dishwasher, Range, Dryer, Microwave, Oven - Built-In

Exterior & Lot

View
City view, Mountain view
Lot features
Central location, Hillside, Park setting, Private setting, Southern exposure, Other

Building

Parcel ID (PID)
001-295-764

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BedroomLower level
BedroomLower level
Living roomLower level
KitchenLower level
BathroomLower level3-Piece
BedroomLower level
Laundry roomLower level
EntranceLower level
BathroomMain level3-Piece
Family roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
PatioMain level
Primary BedroomMain level
EnsuiteMain level4-Piece
BedroomMain level
EntranceMain level

Listing Information

MLS®
1043128
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 29, 2026

Listing provided by: Sutton Group West Coast Realty · Data source: CREA DDF.

Description

Large family home presents so many options for those needing space for teenagers or independent accommodations for adult children or parents. Nestled on more than 1/3 of an acre of terraced, landscaped grounds this property enjoys plenty of sunshine & views to the southwest toward the Sooke Hills. This lovely 1940's home has been tastefully remodeled throughout, while preserving many character elements within. The primary suite is a luxurious retreat with fireplace, a spa ensuite & French doors that open to a very private deck & garden. The kitchen is designed for the gourmet with 2 islands, stone countertops, wood flooring and adjoining family area with a cozy gas fireplace. Bright formal dining & living rooms with feature fireplace, a 2nd bedroom and 3-piece bathroom with laundry complete the main floor. A 3 bedroom family suite is downstairs with separate laundry and a large open kitchen/living room with gas fireplace. The family suite has direct stairway access to the main level for larger families, or can be converted to separate accommodations. A workshop or single car garage completes the lower level, and there is space for 3 vehicles in the driveway & ample street parking. The stunning gardens extend throughout the rear of the property with water features, mature plantings, stone masonry walls and flower beds. This property offers a private oasis in one of the most sought after central areas of the city. Don't be fooled by a drive-by, the house has a spacious upper level that seamlessly flows out to a huge deck and backyard, and plenty of room for family members on the lower level! (id:63159)

Values & Trends

This listing

$451/sqft

Building average

No other active listings in this building

Maplewood average

$575/sqft

9 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary278 m
Ecole Quadra ElementaryElementary1.1 km
Doncaster ElementaryElementary1.4 km
Reynolds SecondaryElementary1.4 km
Oak and Orca Bioregional School(Independent)K-121.7 km
Braefoot ElementaryElementary1.8 km
Cedar Hill MiddleElementary1.9 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Halibut House Chinese Food · 3500 Quadra Street204 m

Cafes (1)

  • Roundhouse Cafe696 m

Grocery (1)

  • Thrifty Foods · 3475 Quadra Street165 m

Parks (5+)

  • Glasgow Park411 m
  • Camrose Park466 m
  • Cecelia Creek Falls Park527 m
  • Unnamed660 m
  • Playfair Park · 1121 Glenora Place664 m

Gyms (1)

  • Zenith Studio · 1273 Holloway Street613 m

Pharmacies (1)

  • Thrifty Foods155 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,192,000.00
Periodic payment — Principal & Interest (monthly)$7,690.38
Additional monthly expenses (strata, tax, utilities, etc.)$891.38
Total monthly cost$8,581.76
Interest paid over 5-yr term$341,630.63
Balance at end of term$1,072,207.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,504.06

Cash Needed at Closing

Minimum down payment$124,000
Estimated BC PTT$27,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$153,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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