Property Type: Detached HouseOwnership: Freehold

1188 Houghton Road Unit# 114

Kelowna, BC V1X2C9

$639,900

2 bed3 bath2 parking2,765 sqftBuilt 2003
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$175/mo
Annual property tax
$3,761.37

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Water source
Irrigation District
Sewer
Municipal sewage system
Parcel ID (PID)
025-415-476

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopBasement14'9'' x 8'8''
OfficeBasement8'6'' x 10'10''
Recreation roomBasement34'1'' x 20'7''
3pc BathroomBasement4'11'' x 8'11''
Utility roomBasement6'5'' x 8'2''
BedroomBasement12'3'' x 13'4''
StorageBasement6'8'' x 5'10''
4pc BathroomMain level4'10'' x 7'11''
DenMain level15'9'' x 9'11''
Laundry roomMain level5'5'' x 7'7''
4pc Ensuite bathMain level8' x 10'6''
Primary BedroomMain level14' x 10'11''
Dining roomMain level9'7'' x 18'9''
KitchenMain level11'1'' x 11'6''
Living roomMain level14'8'' x 17'2''

Listing Information

MLS®
10395754
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to this beautifully maintained detached home in a quiet 55+ gated community of just 34 residences. Approx. 2,700 sq. ft. of comfortable living space, this home features 2 bedrooms plus a den that could easily serve as a third bedroom, along with 3 full bathrooms. The primary bedroom is conveniently located on the main floor, complemented by hardwood floors throughout the main living areas. Enjoy both a large living room and a cozy family room. Both have a gas fireplace and perfect for entertaining or relaxing. Kitchen features gas stove, SxS fridge, pantry, & stainless steel appliances. The private backyard offers a peaceful retreat, while the double garage and long driveway provide ample parking for guests. Laundry is on the main floor. This home also offers plenty of storage and low strata fees of just $175/month, making it an excellent choice for those seeking comfort, space, and community. Pets are welcome (1 cat or small dog, up to 15"" at shoulder). Located within walking distance to parks, shops, pharmacy, and public transit, this home blends lifestyle and location seamlessly. Don’t miss this opportunity to live in one of Rutland’s most desirable gated communities. All measurements taken from I-guide. (id:63159)

Values & Trends

This listing

$231/sqft

Building average

No other active listings in this building

Rutland North average

$517/sqft

84 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kelowna Arts Academy(Independent)K-12126 m
Flex Academy(Independent)K-12523 m
Springvalley Middle SchoolElementary1.0 km
Pearson Road ElementaryElementary1.1 km
Springvalley ElementaryElementary1.1 km
Quigley ElementaryElementary1.6 km
Rutland Middle SchoolMiddle1.9 km
Belgo Elementary SchoolElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bluetail Sushi · #102-1675 Commerce Avenue474 m

Cafes (1)

  • Starbucks336 m

Parks (2)

  • Ben Lee Park552 m
  • Unnamed747 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North784 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$626.45
Total monthly cost$3,929.18
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information