Property Type: Detached HouseOwnership: Freehold

12 OAKWOOD Avenue

Kitchener, BC N2H6G9

$499,900

3 bed2.5 bath6 parking938 sqftBuilt 1952
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.19 acres
Frontage
60 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,077.4

Interior

Basement
Partially finished, Full
Heating
Forced air
Cooling / A/C
None
Fireplace
None

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Cul-de-sac

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
None

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomBasement
DenBasement10'8'' x 13'0''
Recreation roomBasement10'10'' x 19'6''
4pc BathroomMain level
BedroomMain level11'5'' x 8'11''
BedroomMain level10'5'' x 8'10''
BedroomMain level10'10'' x 12'4''
KitchenMain level10'4'' x 15'3''
Living roomMain level17'0'' x 12'1''

Listing Information

MLS®
40859571
Listed
September 2, 2026
Time on market
On the market for 12 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Here’s one for the buyers who can see the potential as this one is loaded with it! This three-bedroom bungalow has plenty of retro personality, a great footprint, and an opportunity to create something truly special. Tucked away on a quiet dead-end street ending at popular Breithaupt Park, the setting is a standout — peaceful, private, and surrounded by a well-established Kitchener neighbourhood! The backyard offers great privacy and room to enjoy the outdoors, while the large detached double garage is an incredible bonus, and is topped with a durable metal roof. Inside, the home is largely original, with some seriously fun throwback touches along the way. It’s ready for a new vision and a fresh chapter, but with a location like this, a solid bungalow layout, a beautiful lot, and that fantastic garage, the ingredients are already here. Bring your ideas and turn this character-filled original into the shining star it deserves to be. (id:63159)

Values & Trends

This listing

$533/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$438/sqft

31 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$386.78
Total monthly cost$2,966.93
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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