Property Type: Detached HouseOwnership: Freehold

87 CHRISTOPHER Drive

Waterloo, BC N2J4J6

$575,000

3 bed2.5 bath4 parking1,259 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.1 acres
Frontage
40 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,852.78

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Fencing
Partially fenced

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'9'' x 12'6''
2pc BathroomBasement5'1'' x 4'5''
Recreation roomBasement11'8'' x 17'6''
4pc BathroomSecond level9'7'' x 4'11''
BedroomSecond level10'10'' x 8'8''
BedroomSecond level10'10'' x 9'1''
Primary BedroomSecond level9'7'' x 12'10''
Dining roomMain level9'6'' x 7'2''
KitchenMain level9'8'' x 11'6''
Living roomMain level14'4'' x 15'6''

Listing Information

MLS®
40857976
Listed
August 26, 2026
Time on market
On the market for 20 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

Welcome to this charming detached freehold 3-level backsplit with a garage and no condo fees nestled in Waterloo’s highly sought-after Lincoln Heights neighbourhood, known for its mature trees, top-rated schools and convenient central location that makes commuting anywhere in the Region a breeze. From the moment you arrive, the home’s curb appeal stands out with a long driveway offering parking for three vehicles and a patio, complemented by a dual-purpose detached garage and workshop with 220V electrical service. The separate side entrance with a walk-up from the basement also presents exciting potential. Step inside to a bright and welcoming living room highlighted by a large window that fills the space with natural light, along with a convenient front hall closet. The spacious eat-in kitchen features granite countertops, ample cabinetry and plenty of room for family meals and entertaining. Upstairs, you’ll find three comfortable bedrooms, including a generously sized primary bedroom overlooking the peaceful backyard. A well-appointed 4-piece bathroom and linen closet complete the upper level. The finished basement adds valuable additional living space with a large rec-room full of possibilities, whether for a family room, home office, gym or guest area. The walk-up to the side yard enhances the functionality and future potential of the space. This level also includes a 2-piece bathroom, utility room and laundry area. Ideally located within walking distance to Lincoln Heights Public School, St. Agnes Catholic School, Bluevale Collegiate Institute, parks, shopping and everyday amenities, and just minutes from Uptown Waterloo and highway access, this is a location that truly offers the best of convenience and community. Whether you’re a first-time buyer, young family or investor looking to add a home with excellent rental potential in a great neighbourhood, this well-maintained home might be the one. Don’t miss your opportunity to make 87 Christopher your own. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

116 - Glenridge/Lincoln Heights average

$413/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$384.07
Total monthly cost$3,351.83
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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