Property Type: Detached HouseOwnership: Freehold

830 Mitchell Road

Kelowna, BC V1X3W5

$799,900

3 bed2 bath1 parking1,750 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,942

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Flooring
Laminate, Vinyl

Exterior & Lot

Exterior features
Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
KitchenBasement10'0'' x 8'0''
Full bathroomBasement
Family roomBasement15'0'' x 12'0''
BedroomBasement11'0'' x 10'0''
Laundry roomBasement11'0'' x 11'0''
Full bathroomMain level
BedroomMain level8'9'' x 12'0''
KitchenMain level11'5'' x 12'0''
Primary BedroomMain level11'0'' x 13'0''
Living roomMain level11'10'' x 19'0''

Listing Information

MLS®
10391677
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to 830 Mitchell Road, a rare opportunity on one of Rutland's most desirable streets. Whether you're a first-time buyer looking for mortgage assistance or an investor seeking strong rental potential, this property delivers with a fully legal 1-bedroom, 1-bathroom suite that provides flexibility and valuable income potential. The main home features 2 bedrooms and 1 bathroom, while the recently renovated legal suite below offers a bright and modern 1-bedroom, 1-bathroom layout. Numerous upgrades have already been completed, including new windows, a new furnace, and a new hot water tank within the past year, providing peace of mind and improved efficiency for years to come. Outside, you'll find a huge park-like yard with mature trees, creating a private and tranquil setting that's becoming increasingly difficult to find. Complete with a single-car garage and located on a quiet, established street, this property is just minutes from shopping, schools, transit, UBCO, parks, and all the amenities Rutland has to offer. A fantastic opportunity for first-time buyers looking to offset their mortgage or investors seeking a turnkey property with strong income potential. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

Rutland South average

$421/sqft

43 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quigley ElementaryElementary318 m
Okanagan Christian School(Independent)K-12504 m
Belgo Elementary SchoolElementary1.1 km
Springvalley ElementaryElementary1.2 km
Springvalley Middle SchoolElementary1.3 km
Okanagan Montessori Elementary School(Independent)Elementary1.3 km
Flex Academy(Independent)K-121.4 km
Kelowna Arts Academy(Independent)K-121.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Moraine Park307 m
  • Gerstmar Park424 m
  • Hollydell Park650 m
  • Hollywood Park790 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$499.83
Total monthly cost$4,628.38
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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