Property Type: Detached HouseOwnership: Freehold

1234 Union Rd

Saanich, BC V8P2J6

$1,249,000

3 bed3 bath2 parking3,234 sqftBuilt 1942
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Property Details

Property & Lot

Sub-type
House
Lot size
10,400 square feet
Zoning
Residential

RS-12B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,298.15

Interior

Heating
Baseboard heaters, Forced air, Oil, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
OfficeSecond level
Recreation roomLower level
DenLower level
BathroomLower level4-Piece
Laundry roomLower level
StorageLower level
Utility roomLower level
BedroomSecond level
BedroomSecond level
BathroomSecond level2-Piece
BathroomMain level4-Piece
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Family roomMain level
Living roomLower level
EntranceMain level

Listing Information

MLS®
1046716
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Some homes simply have a personality of their own. This beautifully maintained character home combines the warmth and architectural charm buyers hope to find in an established home with thoughtful improvements and an exceptionally versatile floor plan. Inside, beautiful oak hardwood floors with mahogany inlay extend throughout the main level — a distinctive feature that immediately speaks to the craftsmanship and character of the home. An inviting fireplace, charming doors and trim, interesting rooflines and wonderful original details add to its appeal. The renovated kitchen (2020) offers excellent workspace and storage and opens naturally to the dining area. A substantial previous family room addition renovated in 2017 creates a fabulous second living area with dramatic vaulted ceilings and exposed architectural detailing. Offering over 3,200 sq.ft. of finished living space over three levels, the home provides an abundance of flexibility with multiple bedrooms, an office/den, recreation room, laundry, storage and attached garage. The main bathroom was completely renovated in 2016, with other significant improvements including vinyl windows, roof replacement, oil tank replacement in 2022 and perimeter drain inspection and repairs in 2021. And then there are the gardens. Years of care have created a wonderfully private setting filled with mature perennial plantings, established trees, meandering garden areas and a vine-covered pergola that feels tucked away from the world. Expansive decks extend the living outdoors, while drip irrigation serves both the front and rear gardens. The generous lot may also offer future potential for a garden suite, subject to municipal approvals. For the buyer who appreciates the individuality and craftsmanship of a character home but still wants space, functionality and meaningful updates, this is a property that is difficult to duplicate. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Maplewood average

$582/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Reynolds SecondaryElementary632 m
Braefoot ElementaryElementary891 m
Cedar Hill MiddleElementary1.2 km
Cloverdale Traditional ElementaryElementary1.3 km
Doncaster ElementaryElementary1.5 km
St Andrew's Regional High(Independent)Secondary1.6 km
Lake Hill ElementaryElementary1.8 km
St. Margaret's(Independent)K-121.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Keg · 3940 Quadra Street622 m

Cafes (1)

  • Tim Hortons775 m

Parks (5+)

  • Reynolds Park · 3930 LaSalle Street247 m
  • Unnamed325 m
  • Playfair Park · 1121 Glenora Place373 m
  • Margaret Wright Park381 m
  • Leeds Park619 m

Gyms (2)

  • Quadra Sports & Fitness · 3946 Quadra Street664 m
  • Anytime Fitness789 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (strata, tax, utilities, etc.)$686.85
Total monthly cost$7,133.35
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,836.18

Cash Needed at Closing

Minimum down payment$99,900
Estimated BC PTT$22,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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