Property Type: TownhouseOwnership: Strata

124 4280 MONCTON STREET

Richmond, BC V7E6T4

$1,149,000

3 bed3 bath2 parking1,512 sqftBuilt 2005
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Amenities

Gym

Also listed: Recreation Centre, Guest Suite

Property Details

Property & Lot

Sub-type
Row / Townhouse

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$939/mo
Annual property tax
$4,215.71 (2025)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

View
View

Parking

Total spaces
2 — uncovered indicated
Features
Visitor Parking

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3154053
Listed
August 10, 2026
Time on market
On the market for 21 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Welcome to The Village in the heart of Steveston! This spacious 3-bedroom, 3-bathroom home offers 1,512 square ft of comfortable living with 2 parking stalls + Visitor parking. The bright and functional layout features generous living and dining areas, updated luxury vinyl laminate flooring, and plenty of space for everyday living and entertaining. Enjoy the unbeatable location just steps from the charm of Steveston Village, with its waterfront, shops, cafés, restaurants, parks and scenic walking trails and the brand new Steveston Community Centre and Library opening later this year. Families will appreciate the proximity to schools, including Lord Byng Elementary and McMath Secondary. A fantastic opportunity to enjoy a spacious home in one of Richmond´s most desirable and walkable communities, where village charm and everyday convenience come together. (id:63159)

Values & Trends

This listing

$760/sqft

Building average

$845/sqft

3 active listing(s)

Richmond average

$757/sqft

349 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — Richmond

Monthly figures from the Fraser Valley Real Estate Board for Richmond townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$1,035,200

Jul 2026

Average Sale Price

$995,218

Jul 2026

Monthly Sales

70

Jul 2026

Active Listings

395

Jul 2026

Sales-to-Active Ratio

18.0%

Jul 2026

Median Days to Contract

24 days

Jul 2026

MLS® HPI Benchmark Price

$1,174,700
$939,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

209,937

(2021 Census)

+5.9% since 2016

Density: 1,629.1/km²

Dwellings: 85,035

Median household income: $79,000

After-tax: $71,000

Immigrant population: 60.3%

Top countries of origin (% of total population)

  • China22.1% · 46,490
  • Hong Kong11.6% · 24,340
  • Philippines6.5% · 13,570
  • Taiwan3.7% · 7,745
  • India2.6% · 5,380
  • United Kingdom1.1% · 2,210
  • United States of America0.8% · 1,600
  • Viet Nam0.7% · 1,510

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Robert A. McMath SecondarySecondary634 m
Lord Byng ElementaryElementary708 m
Tomekichi Homma ElementaryElementary910 m
Westwind ElementaryElementary1.3 km
John G Diefenbaker ElementaryElementary1.5 km
James McKinney ElementaryElementary1.7 km
Manoah Steves ElementaryElementary1.7 km
Mia Montessori Academy(Independent)Elementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Moncton St @ No. 1 Rd29 m
Westbound Moncton St @ Easthope Ave58 m
Northbound No. 1 Rd @ Moncton St102 m
Eastbound Moncton St @ 4300 Block223 m
Northbound No. 1 Rd @ Chatham St231 m

Nearby Places

Restaurants (5+)

  • Oretachi Curry · 12420 Number 1 Road58 m
  • Something Sweet · 12420 Number 1 Road58 m
  • John's Pan Pizza · 12420 Number 1 Road59 m
  • The Chef's Playground Eatery · 12420 Number 1 Road59 m
  • Breakfast Table · 12480 Number 1 Road87 m

Cafes (5+)

  • Rocanini Coffee Roasters · 3900 Moncton Street85 m
  • Starbucks · 4011 Bayview Street103 m
  • Blenz Coffee184 m
  • Waves Coffee House211 m
  • Village Books & Coffee House · 12031 1st Avenue233 m

Grocery (3)

  • Super Grocer · 3651 Moncton Street280 m
  • Koji Mini Mart · 12240 2nd Avenue282 m
  • Save-On-Foods · 12088 3rd Avenue405 m

Parks (5+)

  • Steveston Town Square Park214 m
  • Steveston Community Park266 m
  • Unnamed531 m
  • McMath Neighbourhood School Park · 4251 Garry Street658 m
  • Lord Byng Neighbourhood School Park · 3711 Georgia Street699 m

Gyms (1)

  • True Conditioning177 m

Pharmacies (4)

  • Pharmasave · 105 - 12420 Number 1 Road56 m
  • Medicine Shoppe · 3993 Chatham Street211 m
  • Steveston Pharmacy · 3811 Chatham Street285 m
  • Save-On-Foods Pharmacy · 12088 3rd Avenue363 m

Banks & ATMs (3)

  • Coast Capital Savings174 m
  • RBC Royal Bank · 3740 Moncton Street199 m
  • Scotiabank · 12088 3rd Avenue393 m

Nearby places data: © OpenStreetMap contributors.

School district: Richmond (SD38)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (strata, tax, utilities, etc.)$1,366.00
Total monthly cost$7,296.37
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,144.11

Cash Needed at Closing

Minimum down payment$89,900
Estimated BC PTT$20,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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