Property Type: Detached HouseOwnership: Freehold

1263 Garkil Rd

Saanich, BC V8P2L2

$799,999

3 bed2 bath2 parking903 sqftBuilt 1935
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Property Details

Property & Lot

Sub-type
House
Lot size
6,120 square feet
Zoning
Residential

single fam

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,003.15

Interior

Heating
Forced air, Oil
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomAuxiliary Building4-Piece
Primary BedroomAuxiliary Building
KitchenAuxiliary Building
Living roomAuxiliary Building
PorchMain level
Laundry roomMain level
BedroomMain level9' x 10'
BathroomMain level4-Piece
Primary BedroomMain level11'
KitchenMain level9'
Dining roomMain level10'
Living roomMain level12' x 13'
EntranceMain level6'

Listing Information

MLS®
1047299
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

An incredible opportunity for first-time buyers, downsizers, or investors! Bring your renovation ideas and build equity while making this property your own. This charming 2-bedroom rancher is tucked away on a quiet, family-friendly street and offers comfort, flexibility, and plenty of potential. Inside, you’ll find an inviting one-level layout, while outside, the sunny south-facing, fully fenced backyard features a spacious deck perfect for entertaining, relaxing, or enjoying summer evenings. Adding to the appeal is the detached, fully self-contained carriage house, privately situated with its own fully fenced courtyard. Whether you’re looking for space for extended family, a home office, guest accommodation, creative studio, or mortgage helper, this versatile space offers endless possibilities. Ideally located close to UVic, schools, parks, shopping, and transit. A fantastic opportunity to add value and create a home that’s truly your own. Book your showing today! (id:63159)

Values & Trends

This listing

$886/sqft

Building average

No other active listings in this building

Maplewood average

$526/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Braefoot ElementaryElementary511 m
Reynolds SecondaryElementary576 m
Cedar Hill MiddleElementary1.2 km
Lake Hill ElementaryElementary1.3 km
St. Margaret's(Independent)K-121.4 km
St Andrew's Regional High(Independent)Secondary1.6 km
Doncaster ElementaryElementary1.9 km
Lambrick Park SecondarySecondary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Tim Hortons665 m
  • Starbucks796 m

Grocery (1)

  • Planet Organic Market788 m

Parks (5+)

  • Braefoot Park274 m
  • Camas Park345 m
  • Margaret Wright Park357 m
  • Century Park358 m
  • Reynolds Park · 3930 LaSalle Street440 m

Gyms (1)

  • Anytime Fitness689 m

Pharmacies (1)

  • London Drugs766 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$461.93
Total monthly cost$4,590.99
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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