Property Type: Detached HouseOwnership: Freehold

127 Sumac Ridge Drive

Summerland, BC V0H1Z6

$899,000

3 bed2 bath1 parking2,175 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.53 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$73/mo
Annual property tax
$4,241.38

Interior

Basement
Full, Remodeled Basement
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, Valley view, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement4' x 8'2''
OtherBasement10'6'' x 11'4''
OtherBasement3'8'' x 11'8''
4pc BathroomBasement7'3'' x 10'
Family roomBasement15' x 21'7''
FoyerBasement3'9'' x 7'8''
BedroomBasement11'3'' x 10'4''
BedroomBasement10' x 15'
OtherMain level3' x 8'
OtherMain level3'6'' x 10'
FoyerMain level3'2'' x 11'
3pc Ensuite bathMain level7' x 11'2''
Primary BedroomMain level15'2'' x 17'11''
Living roomMain level15'3'' x 21'10''
Dining nookMain level7'6'' x 9'
KitchenMain level11' x 13'6''

Listing Information

MLS®
10395219
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group Ltd. · Data source: CREA DDF.

Description

Welcome to 127 Sumac Ridge Drive, where stunning lake views meet beautifully renovated living. This move-in-ready 3-bedroom, 2- bathroom home has been extensively updated throughout. The bright main floor features a spacious living room with a new gas fireplace, while the modern kitchen offers soft-close cabinetry, new stainless appliances, a large island, and access to the view balcony. Walk out from your primary bedroom to the balcony to enjoy your morning coffee with amazing views. The fully finished walk-out basement provides additional living space with large windows and a separate entrance. Recent updates to this home include flooring, paint, furnace, central a/c, hot water tank, trim ,new kitchen, new bathrooms ,decks, garage door, exterior doors, exterior paint and more. This home is a MUST SEE. All measurements are approximate, buyer to confirm if important. Call listing agent today to schedule your showing. (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

Summerland Rural average

$771/sqft

27 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-122.2 km
Summerland Montessori School(Independent)Elementary2.8 km
Unisus Junior School(Independent)Elementary4.8 km
Unisus Senior School(Independent)Secondary4.8 km
Naramata ElementaryElementary6.7 km
Trout Creek ElementaryElementary6.9 km
West Bench ElementaryElementary13.9 km
Queens Park ElementaryElementary15.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed461 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$535.37
Total monthly cost$5,175.40
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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