Property Type: Detached HouseOwnership: Freehold

13620 Cooke Avenue Lot# 2

Summerland, BC V0H1Z1

$879,000

4 bed2 bath1 parking1,726 sqftBuilt 1974
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,434

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Refrigerator, Range - Electric, Dishwasher, Hood Fan, Washer & Dryer

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Water, Sewer, Electricity
Parcel ID (PID)
001-621-297

Parking

Total spaces
1 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
SunroomMain level13'3'' x 22'7''
Dining roomMain level8'1'' x 10'
Utility roomLower level10' x 4'8''
Laundry roomLower level19'3'' x 9'6''
3pc BathroomLower level9'1'' x 8'2''
BedroomLower level13'10'' x 10'7''
BedroomLower level15' x 10'6''
BedroomMain level8'7'' x 13'
Primary BedroomMain level12' x 9'11''
4pc BathroomMain level7'11'' x 9'7''
Living roomMain level15'7'' x 13'4''
KitchenMain level11'10'' x 10'

Listing Information

MLS®
10396167
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
September 1, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Beautifully renovated two-level split home, perfectly positioned on a flat 0.20-acre lot in one of Summerland's desirable neighbourhoods. Extensively updated during in 2025/ 2026, this move-in-ready home offers the perfect blend of modern comfort & timeless character. The upgrades include a new kitchen, updated bathrooms, new flooring, fresh interior and exterior paint, new trim, windows, gutters, appliances, and major mechanical improvements including a furnace, central air conditioning, hot water tank (2021), and a roof updated approximately four years ago, providing peace of mind for years to come. The spacious enclosed sunroom extends your living space (an extra 287 Sq Ft not included in overall Sq Ft). is the perfect place to relax or entertain in every season. Enjoy picturesque views of Okanagan Lake from the front of the home, while the backyard overlooks neighbouring orchards, creating a peaceful setting that captures the best of the Okanagan lifestyle. The generous, level yard offers plenty of room for gardening, children, or pets to play, with space to make it your own. Conveniently located just minutes from Okanagan Lake, local beaches, wineries, parks, and Summerland's charming downtown shops and amenities, this home offers an exceptional combination of comfort, convenience, and scenery. If you've been searching for a home where the major updates have already been completed, allowing you to simply move in and enjoy everything Summerland has to offer. (id:63159)

Values & Trends

This listing

$509/sqft

Building average

No other active listings in this building

Lower Town average

$491/sqft

7 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.2 km
Summerland Montessori School(Independent)Elementary1.7 km
Unisus Senior School(Independent)Secondary2.9 km
Unisus Junior School(Independent)Elementary2.9 km
Trout Creek ElementaryElementary4.6 km
Naramata ElementaryElementary5.1 km
West Bench ElementaryElementary11.7 km
Queens Park ElementaryElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Tim Hortons341 m
  • Unnamed785 m

Grocery (1)

  • IGA · 7519 Prairie Valley Road361 m

Banks & ATMs (1)

  • RBC Royal Bank320 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($62,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$703,200.00
Periodic payment — Principal & Interest (monthly)$4,536.81
Additional monthly expenses (strata, tax, utilities, etc.)$372.17
Total monthly cost$4,908.97
Interest paid over 5-yr term$201,539.14
Balance at end of term$632,530.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,275.52

Cash Needed at Closing

Minimum down payment$62,900
Estimated BC PTT$15,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information