1320 Graham Street
Kelowna, BC V1Y9X7
$1,098,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.09 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,064.53
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- Wall unit
- Fireplace
- None
Building
- Water source
- Municipal water
- Sewer
- Municipal sewage system
- Parcel ID (PID)
- 011-819-316
Parking
- Total spaces
- 1 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Partial bathroom | Second level | 5'3'' x 8'11'' |
| Living room | Second level | 9'9'' x 12'11'' |
| Kitchen | Second level | 9'3'' x 12'11'' |
| Full ensuite bathroom | Second level | 10'8'' x 12'9'' |
| Primary Bedroom | Second level | 18'6'' x 19' |
| Other | Second level | 10'8'' x 2'3'' |
| Full bathroom | Secondary Dwelling Unit | 10'8'' x 12'9'' |
| Primary Bedroom | Secondary Dwelling Unit | 18'6'' x 19' |
| Partial bathroom | Secondary Dwelling Unit | 5'3'' x 8'11'' |
| Kitchen | Secondary Dwelling Unit | 12'11'' x 9'3'' |
| Living room | Secondary Dwelling Unit | 12'11'' x 9'9'' |
| Laundry room | Basement | 13'3'' x 9'3'' |
| 4pc Bathroom | Basement | 5'1'' x 8'4'' |
| Bedroom | Basement | 11'4'' x 8'10'' |
| Recreation room | Basement | 18'11'' x 18'2'' |
| Bedroom | Main level | 13'10'' x 9'2'' |
| 4pc Bathroom | Main level | 5'1'' x 9'6'' |
| Primary Bedroom | Main level | 15'10'' x 9'8'' |
| Dining room | Main level | 10'8'' x 9'8'' |
| Kitchen | Main level | 7'5'' x 11'4'' |
| Living room | Main level | 21'4'' x 9'11'' |
Listing Information
- MLS®
- 10383809
- Listed
- April 20, 2026
- Time on market
- On the market for 133 days
- Data last synced
- August 31, 2026
Listing provided by: Judy Lindsay Okanagan · Data source: CREA DDF.
Description
Located in one of Kelowna North’s most desirable pockets, this fully vacant, exceptional property offers the best of both worlds; minutes from the energy of downtown, yet tucked away enough to enjoy a quiet, private setting. The main home spans 1,618 sq.ft. and features 3 bedrooms, 2 bathrooms, along with two separate living rooms, offering flexibility for families, entertaining, or creating a dedicated work-from-home space. Adding significant value is the detached, carriage home (859 sq.ft.), complete with a single-car garage, its own laundry, 1.5 baths, a spacious kitchen and living area, and an oversized one-bedroom layout with plenty of room for a home office, dressers, and additional storage. Outside, the property truly stands out with ample parking for up to 12 vehicles, along with a fully fenced area ideal for RV or boat storage, an increasingly rare find this close to downtown. This property opens the door to a range of opportunities - perfect for multi-generational living with separate, independent spaces, an excellent option for generating rental income to offset your mortgage, or a compelling investment in a highly sought-after location with strong long-term potential. *Second Level square footage & room measurements apply to the carriage house* (id:63159)
Values & Trends
This listing
$443/sqft
Building average
—
No other active listings in this building
Kelowna North average
$758/sqft
28 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
30
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Bankhead Elementary | Elementary | 612 m |
| The Balsam School(Independent) | Elementary | 864 m |
| Central Secondary | Secondary | 1.2 km |
| Central School Programs | K-12 | 1.2 km |
| St Joseph Elementary School(Independent) | Elementary | 1.4 km |
| A S Matheson Elementary | Elementary | 1.7 km |
| Glenmore Elementary | Elementary | 1.9 km |
| Raymer Elementary | Elementary | 3.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- motherlove ferments · 889 Vaughan Avenue389 m
- Buffalo Rouge Brewing Co. · 1111 Gordon Drive531 m
Cafes (5+)
- Craft 42 Roasters · 1178 High Road384 m
- Bright Jenny · 984 Laurel Avenue526 m
- Bright Jenny · 984 Laurel Avenue528 m
- The Bright Lab549 m
- Tackle Box Coffee Bar553 m
Grocery (1)
- Nester's Market · 1111 Lawson Avenue551 m
Parks (2)
- Martin Park348 m
- Knowles Heritage Park665 m
Pharmacies (1)
- Paragon Pharmacy616 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.