859 Richter Street
Kelowna, BC V1Y2J9
$898,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.13 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,878.99
Interior
- Heating
- Forced air, See remarks
- Fireplace
- None
Parking
- Total spaces
- 5 — covered indicated
- Features
- Carport, Stall, RV, Street
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 11'10'' x 14'3'' |
| Utility room | Lower level | 4'11'' x 8'4'' |
| Primary Bedroom | Additional Accommodation | 11'10'' x 10'9'' |
| Living room | Additional Accommodation | 16'9'' x 15'8'' |
| Laundry room | Lower level | 7' x 7'7'' |
| Kitchen | Additional Accommodation | 9'6'' x 10'9'' |
| Foyer | Lower level | 5'8'' x 10'10'' |
| Bedroom | Additional Accommodation | 8'10'' x 11'6'' |
| Full bathroom | Additional Accommodation | 5' x 7'3'' |
| Laundry room | Main level | 6'2'' x 6'2'' |
| Kitchen | Main level | 9'9'' x 12'5'' |
| Living room | Main level | 17'6'' x 19'4'' |
| Dining room | Main level | 8'5'' x 12'5'' |
| Bedroom | Main level | 10'2'' x 10'11'' |
| Bedroom | Main level | 9'11'' x 10'11'' |
| 4pc Bathroom | Main level | 7'7'' x 5'1'' |
| Full ensuite bathroom | Main level | 10' x 5'6'' |
Listing Information
- MLS®
- 10391878
- Listed
- June 17, 2026
- Time on market
- On the market for 75 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.
Description
This home in Kelowna's North End - walking distance to Knox Mountain park, downtown amenities, and Okanagan Lake. 859 Richter Street pairs a comfortable family home with a legal suite already generating income. The main floor has three bedrooms and two bathrooms, including a primary suite with its own 3-piece ensuite. Vaulted ceilings and a large arched window pour natural light into the living room, which flows easily into the dining area and kitchen. Step outside to a private sun deck, sized for a full patio set and built for morning coffee or summer barbecues with mountain views in every direction. Downstairs, the self-contained 2-bedroom suite has its own kitchen, laundry, and private entrance, currently rented at $1,800 plus utilities on a lease through August 2026. The upper unit is rented for $2,000 plus utilities month to month. With laneway access and a location that's hard to beat, 859 Richter Street works just as well as a long-term hold or a mortgage helper today, and its MF1 zoning, which allows for future multi-unit infill like 4 plexes or other small multiplexes, leaves the door open for redevelopment down the road. (id:63159)
Values & Trends
This listing
$381/sqft
Building average
—
No other active listings in this building
Kelowna North average
$761/sqft
28 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
3/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| The Balsam School(Independent) | Elementary | 914 m |
| Bankhead Elementary | Elementary | 1.5 km |
| Central Secondary | Secondary | 2.1 km |
| Central School Programs | K-12 | 2.1 km |
| St Joseph Elementary School(Independent) | Elementary | 2.3 km |
| Glenmore Elementary | Elementary | 2.3 km |
| A S Matheson Elementary | Elementary | 2.7 km |
| Watson Road Elementary | Elementary | 3.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (3)
- Yama Kitchen215 m
- Central Kitchen · 1155 Ellis Street670 m
- motherlove ferments · 889 Vaughan Avenue710 m
Cafes (3)
- CeCe's Coffee576 m
- Tackle Box Coffee Bar588 m
- Analog Coffee753 m
Parks (4)
- Walrod Park150 m
- Recreation Avenue Park411 m
- Sutherland Bay Park597 m
- Sunset Drive Park690 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.