1412 Lawrence Avenue
Kelowna, BC V1Y6M8
$999,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.14 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,526
Interior
- Basement
- Full
- Heating
- Forced air, Electric, See remarks
- Cooling / A/C
- Central air conditioning, Wall unit
- Fireplace
- Yes (2)
- Fireplace type
- Gas, Unknown
Exterior & Lot
- Exterior features
- Stucco
- View
- City view, Mountain view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 7 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Lower level | 6'5'' x 3'11'' |
| Bedroom | Lower level | 11'1'' x 10'5'' |
| Kitchen | Lower level | 14'6'' x 10'6'' |
| 4pc Ensuite bath | Lower level | 7'6'' x 8'8'' |
| Bedroom | Lower level | 12'9'' x 14'1'' |
| Living room | Lower level | 14'10'' x 13'1'' |
| Kitchen | Lower level | 14'11'' x 14'3'' |
| 5pc Ensuite bath | Second level | 11'3'' x 13'10'' |
| 4pc Bathroom | Main level | 7'9'' x 8'0'' |
| Bedroom | Main level | 11'3'' x 11'0'' |
| Bedroom | Main level | 11'3'' x 10'10'' |
| Primary Bedroom | Second level | 14'11'' x 15'1'' |
| Family room | Main level | 14'11'' x 13'11'' |
| Kitchen | Main level | 16'2'' x 12'8'' |
| Dining room | Main level | 12'4'' x 10'2'' |
| Living room | Main level | 14'5'' x 11'7'' |
Listing Information
- MLS®
- 10397354
- Listed
- August 11, 2026
- Time on market
- On the market for 20 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.
Description
An excellent option for investors, multi-generational families, or buyers looking for help with the mortgage. Cash flow at current mortgage rates as an investor, or offset a large portion of your mortgage payment while you live one of the units. Three dwelling spaces, two mortgage helpers and a central location with views toward the lake! Offering over 3,000 sq. ft. of total living space, this versatile property is a great opportunity to live in the main home while generating income from the large 1-bedroom suite and separate studio suite below. The main residence offers 3 bedrooms and 2 bathrooms over two levels, with an open-concept kitchen, living and dining area, gas fireplace and covered deck with western exposure. Two bedrooms and a full bath are on the main level, while the upper floor is dedicated to a spacious primary retreat with 5-piece ensuite, walk-in closet and private deck with expansive western views toward the lake. Downstairs, both self-contained living spaces offer excellent mortgage-helper potential. The 1-bedroom suite is spacious and bright with large windows and a private porch. Outside, enjoy a large fenced yard, two driveways plus a double garage for the main residence, all in a convenient central location close to downtown, transit, parks, shopping and everyday services. (some photos from before current tenants) (id:63159)
Values & Trends
This listing
$330/sqft
Building average
—
No other active listings in this building
Glenmore average
$634/sqft
61 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
48
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Bankhead Elementary | Elementary | 746 m |
| A S Matheson Elementary | Elementary | 1.3 km |
| St Joseph Elementary School(Independent) | Elementary | 1.4 km |
| Central Secondary | Secondary | 1.5 km |
| Central School Programs | K-12 | 1.5 km |
| Glenmore Elementary | Elementary | 1.6 km |
| The Balsam School(Independent) | Elementary | 1.9 km |
| Kelowna Secondary | Secondary | 2.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- umé · 1470 Harvey Avenue322 m
- K-Town Pizzeria · 1470 Harvey Avenue326 m
- Browns Social House - Harvey · 1544 Harvey Avenue372 m
- Noodlebox447 m
- The Old Spaghetti Factory · 1755 Capri Street493 m
Cafes (4)
- Starbucks641 m
- Gong Cha689 m
- Bean Scene692 m
- Continental Breakfast721 m
Grocery (3)
- Bulk Barn468 m
- Nester's Market · 1111 Lawson Avenue669 m
- Peter's Your Independent Grocer · 1835 Gordon Drive778 m
Parks (5+)
- Richmond Park172 m
- Duggan Park184 m
- Bankhead Park314 m
- Sutherland Avenue Recreation Corridor540 m
- Mary Ann Collinson Memorial Park578 m
Gyms (3)
- Invati Yoga+Wellness420 m
- Flow Academy619 m
- GoodLife Fitness709 m
Pharmacies (1)
- Paragon Pharmacy622 m
Banks & ATMs (3)
- Coast Capital Savings · 1544 Harvey Avenue401 m
- Buster's Pizza & Donair - Kelowna - Bitcoin Well ATM · 1607 Sutherland Avenue580 m
- BMO624 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.