Property Type: Detached HouseOwnership: Freehold

1420 Campbell Rd

Cobble Hill, BC V8H0B8

$1,129,000

4 bed3 bath6 parking2,967 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Lot size
2.21 acres
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,202

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomSecond level7'11 x 9'1
EnsuiteSecond level7'10 x 9'1
Laundry roomSecond level8'7 x 9'1
BedroomSecond level11'10 x 12'7
BedroomSecond level18'2 x 12'3
BedroomSecond level21'1 x 12'4
Primary BedroomSecond level14'9 x 21'2
BathroomMain level7'1 x 5'10
Family roomMain level19'4 x 12'0
Dining nookMain level12'1 x 7'4
Dining roomLower level14'11 x 11'11
KitchenMain level9'5 x 12'1
Living roomMain level17'9 x 18'1
EntranceMain level16'10 x 7'4

Listing Information

MLS®
1044109
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

Immaculate 4-bed, 3-bath executive home offering 2,967 sq ft of pristine living space in highly desirable Cobble Hill. This move-in ready sanctuary perfectly blends upscale modern updates with an idyllic West Coast acreage. The gourmet chef’s kitchen beautifully equipped with custom cabinets, quartz countertops & stainless steel appliances. The main floor boasts a large, sun-drenched family room creating an ideal hub for entertaining and daily family life. Well built, 2x6 walls, most windows triple glazed, copper plumbing no PolyB. Detached storage/workshop with attached greenhouse, raised garden beds & fruit trees for food production. Good producing well. Completely private, 2.21 acre property featuring sunny clearings surrounded by mature forest. Fast completion could be a possibility. Unbeatable location minutes to Cobble Hill Village, Cowichan Bay, Mill Bay amenities, and top-tier George Bonner Elementary. Incredible country tranquility less than an hour from downtown Victoria. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Cobble Hill average

$523/sqft

28 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Evergreen Independent School(Independent)Elementary1.6 km
Ecole Cobble Hill ElementaryElementary2.4 km
Frances Kelsey SecondarySecondary2.6 km
George Bonner ElementaryElementary2.7 km
Shawnigan Lake(Independent)Secondary3.4 km
Brentwood College(Independent)Secondary4.0 km
Discovery ElementaryElementary4.4 km
St John's Preparatory Academy Shawnigan(Independent)K-124.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Campbell Park567 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($87,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$903,200.00
Periodic payment — Principal & Interest (monthly)$5,827.14
Additional monthly expenses (strata, tax, utilities, etc.)$581.50
Total monthly cost$6,408.64
Interest paid over 5-yr term$258,859.72
Balance at end of term$812,431.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$87,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,005.69

Cash Needed at Closing

Minimum down payment$87,900
Estimated BC PTT$20,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$109,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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