Property Type: Detached HouseOwnership: Freehold

3627 Cedardale Rd

Cobble Hill, BC V0R1L7

$985,000

4 bed3 bath10 parking2,545 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Lot size
0.69 acres
Zoning
Residential

RR-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,658.08

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
BathroomAuxiliary Building2-Piece
OtherAuxiliary Building11'5 x 23'2
Laundry roomLower level10' x 9'
BedroomLower level11'1
BedroomLower level13'3
OfficeLower level9'3 x 16'9
Family roomLower level20'9 x 15'5
BathroomMain level3-Piece
BedroomMain level13'5 x 12'5
KitchenAdditional Accommodation13'1 x 20'11
BathroomMain level4-Piece
Primary BedroomMain level17'1 x 11'10
KitchenMain level11'8 x 20'2
Living roomMain level20'1 x 25'3

Listing Information

MLS®
1047460
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Welcome to this versatile income generating property in beautiful Cobble Hill, set on a spacious .69 acre lot with a renovated 3 bedroom, 2 bathroom home, 1 bedroom suite, and impressive 3 bay shop. The bright main home features an open concept kitchen, dining and living area with patio doors leading to a large deck, plus a spacious lower level family room. The suite offers excellent rental potential with living space, kitchen, bedroom and 4 pc bathroom. The impressive shop features 3 bays, a 7,000 lb hoist, carport, office and 2 pc bathroom, ideal for a mechanic, hobbyist or tradesperson. Extensive updates include renovations to the home and suite, newer roof, windows, electrical, plumbing and hot water tank. Mature trees and plenty of outdoor space complete this unique property. With so much to offer, this property is a must see! (id:63159)

Values & Trends

This listing

$387/sqft

Building average

No other active listings in this building

Cobble Hill average

$522/sqft

28 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Cobble Hill ElementaryElementary447 m
Evergreen Independent School(Independent)Elementary1.3 km
George Bonner ElementaryElementary3.1 km
Frances Kelsey SecondarySecondary3.6 km
Bench ElementaryElementary4.6 km
Brentwood College(Independent)Secondary4.8 km
Shawnigan Lake(Independent)Secondary5.6 km
Sunrise Waldorf School(Independent)Elementary/Middle5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Fairfield Road Park419 m
  • Fisher Road Pedestrian Crossing609 m
  • Farnsworth Park645 m
  • Maple Hills Park706 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$788,000.00
Periodic payment — Principal & Interest (monthly)$5,083.91
Additional monthly expenses (strata, tax, utilities, etc.)$515.17
Total monthly cost$5,599.08
Interest paid over 5-yr term$225,843.07
Balance at end of term$708,808.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,009.12

Cash Needed at Closing

Minimum down payment$73,500
Estimated BC PTT$17,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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