Property Type: Detached HouseOwnership: Freehold

1127 Stuart Cres

Cobble Hill, BC V8H0H2

$1,199,900

5 bed4 bath3 parking2,631 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Lot size
0.99 acres
Zoning
Residential

RR-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,950.79

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation42'6 x 13'9
BedroomAdditional Accommodation10'1 x 7'2
BathroomAdditional AccommodationX
KitchenAdditional Accommodation11'11 x 7'2
Living roomAdditional Accommodation8'11 x 7'2
WorkshopOther27'10 x 13'7
EnsuiteMain level2-Piece
Primary BedroomMain level15'2 x 12'8
BathroomMain level4-Piece
PorchLower level3'9 x 9'1
EntranceLower level13'6 x 8'11
OfficeLower level13'6 x 9'10
Family roomLower level13'6 x 15'4
BedroomLower level13'4 x 10'1
BathroomLower level3-Piece
Laundry roomLower level13'4 x 11'8
BedroomLower level11'11 x 11'7
PatioLower level9'2 x 15'9
KitchenMain level11'8 x 22'5
Dining roomMain level11'11 x 11'9
Living roomMain level15'3 x 13'3
BedroomMain level13'4 x 12'8

Listing Information

MLS®
1044968
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

BEAUTIFULLY UPDATED HOME W/ SUITE AND WORKSHOP - Tucked at the end of a quiet cul-de-sac in Cobble Hill, this private .99 acre property features a fully updated 4 bed/3 bath home, detached heated/wired workshop, and detached suite. Extensively updated over the last 6 years, this home shows like new! Updates include: kitchen, bathrooms, floors, windows, interior and exterior doors, lighting, drywall, woodstove, new paint throughout, and septic system. Filled with natural light, this home feels warm and welcoming from the moment you step inside. Level, fully-fenced yard, above-ground pool with deck-surround, detached workshop, storage sheds, and additional parking. Attractive, 1 bed/1 bath detached suite with deck and private parking offers a perfect space for guests, family, or income potential. Steps from Farnsworth Park, and minutes to shopping, restaurants and great schools. This home is move-in ready! (id:63159)

Values & Trends

This listing

$456/sqft

Building average

No other active listings in this building

Cobble Hill average

$520/sqft

28 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Cobble Hill ElementaryElementary729 m
Evergreen Independent School(Independent)Elementary1.7 km
George Bonner ElementaryElementary3.1 km
Frances Kelsey SecondarySecondary3.8 km
Bench ElementaryElementary4.6 km
Brentwood College(Independent)Secondary4.9 km
Shawnigan Lake(Independent)Secondary5.9 km
Sunrise Waldorf School(Independent)Elementary/Middle6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Farnsworth Park293 m
  • Maple Hills Park643 m
  • Fairfield Road Park747 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$544.57
Total monthly cost$6,737.64
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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