Property Type: Detached HouseOwnership: Freehold

14262 Harmen Road

Lake Country, BC V4V2B9

$929,000

4 bed2 bath10 parking2,606 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.23 acres
Frontage
76 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,135.08

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Hardwood, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement7'7'' x 6'3''
4pc BathroomBasement
BedroomBasement10'10'' x 9'8''
KitchenBasement13'5'' x 8'3''
Family roomBasement13'5'' x 17'5''
Primary BedroomMain level14'5'' x 16'0''
4pc BathroomMain level
BedroomMain level10'6'' x 9'3''
BedroomMain level13'11'' x 10'8''
KitchenMain level10'7'' x 14'9''
Dining roomMain level10'5'' x 12'0''
Living roomMain level15'6'' x 18'4''

Listing Information

MLS®
10393731
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Beautiful family home situated on .23 acre boasting amazing LAKE and VALLEY VIEWS!!! The sunsets are outstanding with turquoise water against pink skies. This property is set up for multigenerational living if you choose or an incredible investment opportunity. Open concept upper level feels very enticing and from every window you can enjoy the beauty of nature, better yet open the door to the huge entertainers deck overlooking the flat yard filled with perennials, flowers and ample garden space to grow anything. The Primary bedroom is huge and has its own laundry facilities and dressing area. Dual access to a sunny balcony or choose the covered deck for the cool views. Spacious 1-bedroom, self contained in-law suite with private entrance, plus there is also an added bedroom in the garage conversion. This property boasts 2 driveways and has room for your RV's, Trucks and Boats. Dead end street offers privacy and safety. Location Location Location!! Enjoy the trails, close proximity to Wood and Kalamalka Lakes which you'll enjoy in the summer heat, winter time is also spectacular with the snow capped mountains. Many neighbouring farms to enjoy fresh produce, honey, eggs, baking and more all within walking distance. (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$910/sqft

42 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary2.1 km
Davidson Road ElementaryElementary6.3 km
Peter Greer ElementaryElementary6.7 km
George Elliot SecondarySecondary7.0 km
HS Grenda Middle SchoolMiddle7.2 km
Okanagan Landing ElementaryElementary16.5 km
Kidston ElementaryElementary16.7 km
Ellison ElementaryElementary16.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,200.00
Periodic payment — Principal & Interest (monthly)$4,794.87
Additional monthly expenses (strata, tax, utilities, etc.)$474.59
Total monthly cost$5,269.46
Interest paid over 5-yr term$213,003.26
Balance at end of term$668,510.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,621.56

Cash Needed at Closing

Minimum down payment$67,900
Estimated BC PTT$16,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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