Property Type: Detached HouseOwnership: FreeholdNEW LISTING

14487 Oyama Road

Lake Country, BC V4V2C7

$1,089,900

4 bed2 bath4 parking2,676 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.45 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,031.23

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Hardwood
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Cedar Siding, Other
View
Lake view, Mountain view, View (panoramic)
Pool
Pool, Outdoor pool
Lot features
Two Balconies
Fencing
Chain link, Other

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
007-895-020

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Detached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement26'11'' x 13'0''
Laundry roomBasement9'1'' x 6'3''
4pc BathroomBasement7'2'' x 9'11''
KitchenMain level13'5'' x 9'11''
Dining roomMain level13'10'' x 9'5''
Living roomMain level13'7'' x 19'9''
Family roomMain level20'6'' x 13'6''
Primary BedroomMain level12'5'' x 15'2''
OtherMain level7'3'' x 6'1''
BedroomMain level9'6'' x 14'11''
4pc BathroomMain level7'2'' x 8'1''
KitchenAdditional Accommodation12'5'' x 9'11''
Dining roomAdditional Accommodation13'0'' x 9'6''
Living roomAdditional Accommodation13'0'' x 20'9''
Primary BedroomAdditional Accommodation9'1'' x 14'0''
BedroomBasement9'0'' x 14'4''

Listing Information

MLS®
10399210
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

SPACE, VIEWS & FREEDOM. Set on approximately 0.44 acres in the heart of Oyama, this well-cared-for four-bedroom, two-bathroom home pairs sweeping lake and mountain views with privacy, flexibility and space to enjoy the Okanagan lifestyle. Inside, the multi-level layout offers comfortable gathering areas, while the 100% fully finished basement has been completely gutted and renovated, adding fresh, usable living space throughout. A newly added suite creates even more possibilities for extended family, guests or mortgage-helper potential. The home has also seen meaningful improvements including new windows throughout the main home, with the sunroom windows remaining, a complete upstairs repaint, newer siding and updated front deck flooring and railings. Outside is where this property truly shines: take in sunsets from the front deck, cool off in the outdoor pool, gather around the rear fire pit and seating area overlooking the lake, or make use of the detached shop and ample parking, including three covered spaces and RV parking. The professionally landscaped private yard offers room to unwind, while the views create a backdrop you'll never tire of. The front rock landscaping was completed approximately two years ago, while the rear yard was fully stripped and professionally redone two years after the sellers moved in, preserving the mature trees beside the deck. Located between Vernon and Kelowna with lakes, trails and recreation close by, this is a property built for living with a little more freedom. For added convenience, the furnishings are negotiable, offering buyers the opportunity for an easier, move-in-ready transition. (id:63159)

Values & Trends

This listing

$407/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$909/sqft

42 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary1.7 km
Davidson Road ElementaryElementary6.3 km
Peter Greer ElementaryElementary6.9 km
George Elliot SecondarySecondary7.2 km
HS Grenda Middle SchoolMiddle7.4 km
Okanagan Landing ElementaryElementary16.3 km
Kidston ElementaryElementary16.6 km
Kalamalka SecondaryElementary16.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($83,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$871,920.00
Periodic payment — Principal & Interest (monthly)$5,625.33
Additional monthly expenses (strata, tax, utilities, etc.)$553.27
Total monthly cost$6,178.60
Interest paid over 5-yr term$249,894.78
Balance at end of term$784,294.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$83,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,735.10

Cash Needed at Closing

Minimum down payment$83,990
Estimated BC PTT$19,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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