Property Type: Detached HouseOwnership: Freehold

14406 Latimer Avenue

Summerland, BC V0H1Z0

$849,000

5 bed4 bath2 parking3,154 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,648.2

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
4pc BathroomMain level
BedroomMain level10'1'' x 9'7''
BedroomMain level11'4'' x 9'7''
BedroomMain level12'2'' x 9'10''
DenMain level10'1'' x 11'1''
Dining roomMain level17' x 11'1''
Family roomMain level12'5'' x 11'5''
KitchenMain level17'8'' x 9'11''
KitchenMain level16'9'' x 12'4''
Laundry roomMain level4'11'' x 7'7''
Living roomMain level21'1'' x 13'11''
Primary BedroomSecond level13'6'' x 13'10''
Full ensuite bathroomSecond level4'11'' x 10'6''
4pc BathroomLower level
BedroomLower level13'2'' x 9'1''
Recreation roomLower level15'11'' x 20'9''
StorageLower level4'1'' x 7'2''
Utility roomLower level7'8'' x 9'1''

Listing Information

MLS®
10388564
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Located on a quiet street in desirable lower town 14406 Latimer offers an exceptional opportunity for multi-generational living, extended family, guest accommodations, or income potential, all within walking distance to Peach Orchard beach, trails and parks. This spacious 3-level home features 5 bedrooms and 4 full bathrooms with generous living spaces throughout including a welcoming family room with cozy WETT-certified wood stove, functional kitchen and dining areas, flex space, abundant storage. The entire top floor is dedicated to a private master bedroom, full ensuite bath, and walk-in closet — creating the perfect sanctuary. A thoughtfully designed private in-law suite addition features its own entrance, deck, patio, laundry, full kitchen, living area and second WETT-certified wood stove — ideal for Airbnb/VRBO income or extended family living. The lower level consists of a bright walk-out basement that has undergone extensive renovations over the past three years creating exceptional additional living space with room for guests, hobbies, a home office. Recent upgrades include electrical and plumbing, ductless heating and cooling, two newer hot water tanks, updated flooring, extensive interior and exterior paint, new trim, blinds, privacy window films, motion lighting and landscape enhancements. The fully fenced backyard backs onto lush greenspace with a peaceful park-like setting, offering plenty of room for creating your own private outdoor retreat. (id:63159)

Values & Trends

This listing

$269/sqft

Building average

No other active listings in this building

Lower Town average

$525/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.4 km
Summerland Montessori School(Independent)Elementary2.0 km
Unisus Junior School(Independent)Elementary3.2 km
Unisus Senior School(Independent)Secondary3.2 km
Trout Creek ElementaryElementary4.8 km
Naramata ElementaryElementary5.1 km
West Bench ElementaryElementary12.0 km
Queens Park ElementaryElementary13.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Tim Hortons608 m

Grocery (1)

  • IGA · 7519 Prairie Valley Road697 m

Parks (2)

  • Peach Orchard Beach Park729 m
  • Unnamed731 m

Banks & ATMs (1)

  • RBC Royal Bank659 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$545.35
Total monthly cost$4,927.32
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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