Property Type: Detached HouseOwnership: Freehold

10804 GIANTS HEAD Road

Summerland, BC V0H1Z7

$1,099,000

5 bed3 bath2 parking2,928 sqftBuilt 1992
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,260.75

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view

Building

Roof
Cedar shake, Wood Shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomSecond level9'10'' x 13'3''
BedroomSecond level9'10'' x 11'
4pc BathroomSecond level
4pc Ensuite bathSecond level
4pc BathroomMain level
BedroomSecond level9'10'' x 11'9''
Primary BedroomSecond level14'6'' x 16'9''
Family roomSecond level13'8'' x 15'8''
Living roomSecond level13' x 18'
Dining roomSecond level10'6'' x 11'1''
Dining nookSecond level9' x 16'11''
KitchenSecond level10'3'' x 12'10''
Laundry roomMain level3' x 3'
FoyerMain level8' x 13'
Utility roomMain level3'10'' x 6'5''
StorageMain level4'6'' x 6'6''
KitchenAdditional Accommodation10'4'' x 15'2''
Laundry roomMain level6' x 8'3''
Primary BedroomAdditional Accommodation9'2'' x 12'3''
Living roomAdditional Accommodation13' x 20'11''

Listing Information

MLS®
10384077
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

A bright, open foyer welcomes you into this stunning 4-bedroom, 4-bathroom lakeview home set on nearly half an acre, complete with a licensed Airbnb suite. The well-designed, self-contained 1-bedroom suite offers excellent flexibility—perfect for generating income, hosting guests, or accommodating extended family. Upstairs, you’ll find a sparkling white kitchen featuring quartz countertops, stainless steel appliances, and abundant storage. The spacious living room is highlighted by a cozy gas fireplace, while the adjoining family room and eating area flow seamlessly onto the sundeck—ideal for outdoor entertaining while enjoying beautiful lake and mountain views. Through double doors, the grand primary suite offers a walk-in closet and a full 4-piece ensuite. Two additional bedrooms complete the upper level, with one providing direct access through garden doors to the private backyard oasis featuring a hot tub, gazebo, and thoughtfully landscaped garden areas. Recent landscaping updates and an additional lower driveway enhance both functionality and curb appeal. This home is further complemented by a double garage with workshop area, high-efficiency furnace, central air conditioning, and underground irrigation. Located along a maintained bike path, you can easily ride into town or explore the many scenic attractions, wineries, and amenities that Summerland has to offer. (id:63159)

Values & Trends

This listing

$375/sqft

Building average

No other active listings in this building

Main Town average

$478/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary1.8 km
Summerland SecondaryK-121.8 km
Unisus Senior School(Independent)Secondary1.8 km
Unisus Junior School(Independent)Elementary1.8 km
Trout Creek ElementaryElementary3.5 km
Naramata ElementaryElementary4.9 km
West Bench ElementaryElementary10.3 km
Queens Park ElementaryElementary11.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$501.06
Total monthly cost$6,173.36
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information