Property Type: Detached HouseOwnership: Freehold

8188 Milne Road

Summerland, BC V0H1Z7

$879,000

4 bed3 bath2 parking3,509 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,584.27

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Electric, Unknown
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Stucco
View
City view, Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, RV

Room Dimensions

RoomLevelDimensions
Utility roomLower level12'4'' x 8'3''
StorageLower level12'4'' x 14'6''
Recreation roomLower level12'4'' x 25'8''
KitchenLower level12'7'' x 14'
BedroomLower level11'2'' x 13'7''
4pc BathroomLower level7'8'' x 9'8''
4pc BathroomSecond level7'3'' x 7'6''
OtherSecond level5'9'' x 12'2''
BedroomSecond level11' x 11'10''
BedroomSecond level14'9'' x 10'8''
3pc Ensuite bathSecond level9'10'' x 12'2''
Primary BedroomSecond level11'11'' x 15'8''
OfficeMain level12'11'' x 11'6''
Living roomMain level12'10'' x 16'3''
Laundry roomMain level8'8'' x 10'
KitchenMain level12' x 13'8''
Family roomMain level14'5'' x 16'8''
Dining roomMain level12'10'' x 7'3''
Dining nookMain level9'1'' x 9'4''

Listing Information

MLS®
10394565
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Giants Head Realty · Data source: CREA DDF.

Description

Fantastic views of the city, lake and the mountains abound from this conveniently located family home! 5 bedrooms and 4 baths and a legal mortgage helper with the nicely appointed 1 bedroom suite! A large double garage and a TON of open parking for RV’s, guests or other toys, as well as ample outdoor space to enjoy on this mostly flat .44 acre lot!! Newly installed vinyl plank flooring offers a welcoming feel as soon as you enter this home, and the 3 balconies allow you to take in the sights and sounds of that great view below. Make your appointment to view now. **All measurements taken from iGuide and should be verified by the Buyer if Important ** (id:63159)

Values & Trends

This listing

$250/sqft

Building average

No other active listings in this building

Main Town average

$482/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12832 m
Summerland Montessori School(Independent)Elementary1.0 km
Unisus Senior School(Independent)Secondary2.1 km
Unisus Junior School(Independent)Elementary2.1 km
Trout Creek ElementaryElementary4.4 km
Naramata ElementaryElementary5.6 km
West Bench ElementaryElementary11.2 km
Queens Park ElementaryElementary12.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Tim Hortons570 m

Grocery (1)

  • IGA · 7519 Prairie Valley Road441 m

Parks (3)

  • Anglican Churchyard Cemetery & Park561 m
  • Summerland Museum Park688 m
  • Unnamed792 m

Pharmacies (1)

  • Pharmasave720 m

Banks & ATMs (1)

  • RBC Royal Bank481 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($62,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$703,200.00
Periodic payment — Principal & Interest (monthly)$4,536.81
Additional monthly expenses (strata, tax, utilities, etc.)$640.36
Total monthly cost$5,177.16
Interest paid over 5-yr term$201,539.14
Balance at end of term$632,530.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,275.52

Cash Needed at Closing

Minimum down payment$62,900
Estimated BC PTT$15,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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