Property Type: Detached HouseOwnership: Freehold

147 St. Lawrence St

Victoria, BC V8V1X9

$1,399,000

3 bed2 bath1,285 sqftBuilt 1908
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Property Details

Property & Lot

Sub-type
House
Lot size
4,080 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,090

Interior

Heating
Forced air, Natural gas, Other
Cooling / A/C
None
Fireplace
None

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
DenSecond level11'0 x 11'8
BathroomSecond level7'6 x 11'6
BathroomMain level5'7 x 6'0
BedroomSecond level14'3 x 17'6
EntranceMain level8'0 x 12'8
Laundry roomMain level5'9 x 5'3
BedroomMain level10'0 x 11'0
Living roomMain level12'0 x 11'0
PantryMain level4'0 x 3'5
Dining roomMain level10'10 x 11'8
KitchenMain level10'10 x 9'0
Primary BedroomMain level14'2 x 12'10

Listing Information

MLS®
1044124
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Beautifully updated 1908 character home located on a quiet street in the heart of James Bay, just steps from Ogden Point and Fisherman's Wharf. This 3-bedroom, 2 full bathroom home blends timeless character with thoughtful modern upgrades while retaining many original features that reflect the home’s historic charm and warmth. The tasteful kitchen renovation and updated kitchen/dining area create an ideal space for everyday living and entertaining, while the main floor features beautiful new maple hardwood flooring throughout. The main floor bathroom has been recently remodeled with in-floor heating, and the upstairs bathroom features a large soaker tub perfect for relaxing at the end of the day. Upgraded double pane windows, along with insulated exterior walls, attic, and basement, provide year-round comfort and energy efficiency. Offering 1,360 finished sq. ft. on a 34’ x 120’ R2 duplex-zoned lot, the property also features a detached studio in the fully fenced backyard, providing excellent flexibility for a home office, art studio or gym. Two composite decks create inviting outdoor living areas perfect for relaxing or entertaining. Major mechanical updates include a newer furnace and tankless hot water system. The front exterior door, french patio doors and all interior doors are solid fir. Solid rod iron fencing and gates in front and back yards. A rare opportunity to own a beautifully maintained character home with development potential in one of Victoria’s most sought-after neighbourhoods, moments from the waterfront, downtown, parks, cafés, and seaside walking paths. (id:63159)

Values & Trends

This listing

$1,089/sqft

Building average

No other active listings in this building

James Bay average

$640/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary405 m
South Park Family SchoolElementary1.3 km
Pacific School of Innovation and Inquiry(Independent)Secondary1.3 km
Victoria West ElementaryElementary1.7 km
Ecole Macaulay ElementaryElementary1.8 km
Christ Church Cathedral School(Independent)Elementary/Middle1.9 km
BeausoleilElementary1.9 km
Victor-BrodeurK-121.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Il Covo Trattoria · 106 Superior Street356 m
  • Coco Grill366 m
  • Barb's Fish & Chips368 m
  • The Fish Store370 m
  • Puerto Vallarta Amigos389 m

Cafes (3)

  • Coffeehouse at Shoal Point · 19 Dallas Road368 m
  • Nourish Kitchen & Cafe576 m
  • James Bay Coffee House · 425 Simcoe Street769 m

Parks (5+)

  • Todd Park · 100 Montreal Street176 m
  • Ernest Todd Playground · 111 Montreal Street213 m
  • Fisherman's Wharf Park · 300 Saint Lawrence Street274 m
  • Macdonald Park · 212 Niagara Street302 m
  • Charles Redfern Park · 200 Quebec Street589 m

Banks & ATMs (1)

  • Unnamed · 475 Simcoe Street797 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$571.50
Total monthly cost$7,792.20
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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