1525 Smethurst Road
Naramata, BC V2A1N0
$1,995,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 11.37 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,667
Interior
- Heating
- Stove, Wood
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
Exterior & Lot
- Exterior features
- Stucco
Building
- Roof
- Unknown, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 13'10'' x 13'4'' |
| 4pc Ensuite bath | Second level | 7'5'' x 13'10'' |
| Primary Bedroom | Second level | 12'4'' x 24'6'' |
| Full bathroom | Main level | 9'6'' x 8'8'' |
| Office | Main level | 13'0'' x 6'6'' |
| Living room | Main level | 15'1'' x 21'9'' |
| Dining room | Main level | 19'11'' x 24'7'' |
| Kitchen | Main level | 13'0'' x 16'3'' |
Listing Information
- MLS®
- 10381955
- Listed
- April 2, 2026
- Time on market
- On the market for 151 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Locations West · Data source: CREA DDF.
Description
Presenting a truly unique farm property on the Naramata Bench. 12 acres in 2 titles with an exceptional residence and a second home. The main home is a straw bale/log post and beam construction with totally unique design and finishing throughout. The open plan main floor has a true farmhouse feel complimented by high open ceilings featuring a winding staircase to an internal balcony that connects the 2 bedrooms. Cozy up to the wood stove in the winter, knowing that the straw bale walls re keeping that heat in. Take in the private patio off the living room on those warm summer evenings, while the house remains cool without the aid of A/C. The Mexican style kitchen reflects the adobe exterior perfectly. Lots of room in the attached double garage with work areas. The 2nd home is 700 sq ft with conventional 2x8 construction, built in 2017. The acreage is 50% flat and has been a horse farm for 20 years with no chemical treatments on the land. There is a 30gpm well and the entire property is off grid with solar panels and a generator back up. Power is available at the lot line if you want to go on grid. Located on the KVR approx. 4 km south of the little tunnel and close to the Naramata creek falls, this property is an absolute gem for a home with the potential for a business use. The 2 houses are on one parcel which is not in the ALR, the 2nd parcel has no buildings and is in the ALR. (id:63159)
Values & Trends
This listing
$1,023/sqft
Building average
—
No other active listings in this building
Naramata Rural average
$722/sqft
18 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Summerland
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Naramata Elementary | Elementary | 1.7 km |
| Trout Creek Elementary | Elementary | 5.0 km |
| Summerland Secondary | K-12 | 7.9 km |
| Unisus Junior School(Independent) | Elementary | 8.0 km |
| Unisus Senior School(Independent) | Secondary | 8.0 km |
| Summerland Montessori School(Independent) | Elementary | 8.2 km |
| Uplands Elementary | Elementary | 10.7 km |
| Queens Park Elementary | Elementary | 11.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($399,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.