Property Type: Detached HouseOwnership: Freehold

9003 Gilman Road

Summerland, BC V0H1Z2

$1,399,900

3 bed3 bath1 parking1,865 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
2.47 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,626.03

Interior

Heating
Heat Pump, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Insert

Exterior & Lot

View
Lake view, Mountain view, Valley view, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Heated Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomMain level12'10'' x 18'
Full bathroomAdditional Accommodation2'7'' x 6'10''
BedroomAdditional Accommodation10'11'' x 11'
KitchenAdditional Accommodation6'11'' x 9'2''
4pc BathroomBasement4'11'' x 7'9''
Utility roomBasement4'11'' x 4'11''
BedroomBasement11'2'' x 11'3''
Primary BedroomBasement11'1'' x 11'11''
LoftSecond level10'5'' x 13'3''
3pc BathroomMain level
DenMain level8'6'' x 10'11''
Living roomMain level17'9'' x 15'9''
KitchenMain level13'2'' x 12'10''

Listing Information

MLS®
10386771
Listed
May 9, 2026
Time on market
On the market for 114 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

More than just a house — this is a place where lasting memories are made! Nestled in a beautiful and peaceful area, this newly built, energy efficient home and tiny house offer breathtaking views and are move-in ready and meticulously maintained. The stunning 2 bedroom & den, 2 bathroom primary residence features in floor radiant heat and a heat pump, a cozy wood burning fireplace, a loft-style family room, vaulted ceilings and expansive windows. It offers perfect indoor/outdoor living space with a dream-view corner to unwind and enjoy one of the most spectacular views Summerland has to offer. Wired for solar panels and a hot tub, the home also provides for an EV charger and an insulated garage along with lots of outdoor parking and storage. Meanwhile, the tiny house is set upon a small vineyard with its own private view deck and offers proven and consistent revenue potential year after year. Guests enjoy visiting and drinking wine from the very vineyard the property rests upon! Whether you’re searching for your forever home, a fresh new beginning, or a smart investment opportunity, this property truly stands out from the rest. Contact your preferred Realtor for more information or to schedule your private viewing! (id:63159)

Values & Trends

This listing

$751/sqft

Building average

No other active listings in this building

Summerland Rural average

$759/sqft

27 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Unisus Senior School(Independent)Secondary1.1 km
Unisus Junior School(Independent)Elementary1.1 km
Summerland Montessori School(Independent)Elementary3.1 km
Summerland SecondaryK-123.6 km
Trout Creek ElementaryElementary3.7 km
Naramata ElementaryElementary6.7 km
West Bench ElementaryElementary8.3 km
Queens Park ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,920.00
Periodic payment — Principal & Interest (monthly)$7,225.34
Additional monthly expenses (strata, tax, utilities, etc.)$478.50
Total monthly cost$7,703.85
Interest paid over 5-yr term$320,972.29
Balance at end of term$1,007,371.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,880.51

Cash Needed at Closing

Minimum down payment$114,990
Estimated BC PTT$25,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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