Property Type: Detached HouseOwnership: Freehold

42 CULPEPPER Drive

Waterloo, BC N2L5L1

$899,900

4 bed2 bath6 parking2,546 sqft
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Raised bungalow
Stories
1
Frontage
60 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,588.4

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Shingles
Lot features
Cul-de-sac, Paved driveway
Fencing
Fence

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomLower level13'7'' x 5'5''
Laundry roomLower level9'8'' x 7'9''
3pc BathroomLower level
Recreation roomMain level17'3'' x 22'4''
BedroomLower level10'10'' x 13'10''
BedroomLower level14'3'' x 14'1''
4pc BathroomMain level
Dining roomMain level11'8'' x 12'5''
KitchenMain level13'2'' x 12'8''
OfficeMain level10'7'' x 10'4''
Living roomMain level17'6'' x 13'1''
BedroomMain level11'8'' x 15'1''
Primary BedroomMain level11'8'' x 14'5''

Listing Information

MLS®
40821391
Listed
April 16, 2026
Time on market
On the market for 151 days
Data last synced
September 15, 2026

Listing provided by: Chestnut Park Realty Southwestern Ontario Limited · Data source: CREA DDF.

Description

Welcome to 42 Culpepper Drive, nestled within the esteemed Maple Hills Neighbourhood, where community thrives and each home carries its own unique charm. This prime location offers easy access to an array of amenities, including coffee shops, restaurants, Waterloo Park, Westmount Golf Course, and two prestigious universities, making it a highly sought-after address. Situated on an expansive 60’ x 115’ lot, this Mansard style home epitomizes comfort and elegance. Boasting over 2400 square feet of living space, this four-bedroom residence features a raised bungalow floorplan that bathes in natural light from every angle, accentuating its spacious and airy open-concept layout. Step into the heart of the home – the recently renovated kitchen, a culinary enthusiast's dream equipped with a steam oven (2022) and new fridge (2024). The spacious basement floorplan makes use of every inch of space, featuring high ceilings and a newly renovated bathroom (2022). With ample space for entertaining, the fully fenced backyard, complete with a large patio (29'x 20'), awaits your gatherings with friends and family. Rest assured knowing that this home is equipped with recent upgrades, including a replacement of the flat roof in 2021 a new furnace in 2019, and both a hot water heater and water softener installed in 2023. Additionally, enjoy the convenience of a double car garage, ensuring hassle-free parking. Experience the epitome of modern living and timeless elegance at 42 Culpepper Drive. (This home was originally a 3 + 2 bedroom home that has been renovated into a 2 + 2 Bedroom home. A third bedroom upstairs could be re-added by closing in the Dining Room). (id:63159)

Values & Trends

This listing

$353/sqft

Building average

No other active listings in this building

415 - Uptown Waterloo/Westmount average

$534/sqft

20 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$676.03
Total monthly cost$5,320.71
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information