1607 45 Street
Vernon, BC V1T7P9
$569,500
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.16 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,978.8
Interior
- Heating
- Baseboard heaters
- Cooling / A/C
- Window air conditioner, Wall unit
- Fireplace
- Yes (2)
- Fireplace type
- Free Standing Metal, Insert
Exterior & Lot
- Exterior features
- Aluminum
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 3
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 10'6'' x 10'6'' |
| Bedroom | Second level | 12'0'' x 10'6'' |
| Bedroom | Second level | 10'8'' x 10'6'' |
| 4pc Bathroom | Second level | 10'6'' x 6'0'' |
| Family room | Main level | 25'5'' x 10'6'' |
| Primary Bedroom | Main level | 12'9'' x 10'6'' |
| 3pc Bathroom | Main level | 10'6'' x 6'0'' |
| Kitchen | Main level | 13'0'' x 9'9'' |
| Dining room | Main level | 18'0'' x 9'9'' |
| Living room | Main level | 18'0'' x 12'9'' |
| Foyer | Main level | 8'0'' x 6'2'' |
Listing Information
- MLS®
- 10394782
- Listed
- July 15, 2026
- Time on market
- On the market for 48 days
- Data last synced
- August 28, 2026
Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.
Description
Discover this family-friendly four-bedroom, two-bathroom home on a quiet street in South Vernon. The main floor features an open-concept kitchen, dining and livingroom with a gas fireplace. The main floor also includes a bedroom, a combined three-piece bathroom with laundry, and a spacious family room with a freestanding gas fireplace, plus you have access to a covered patio and a fully usable, flat backyard. Upstairs, you’ll find three additional bedrooms and a full four-piece bathroom. This functional layout and great use of space make it an excellent fit for a growing family. Just a few minutes away you have Fulton, and Ellison Schools, and Okanagan Lake, Marshall Fields, and other parks are all in the area! Book your showing today! (id:63159)
Values & Trends
This listing
$324/sqft
Building average
—
No other active listings in this building
South Vernon average
$451/sqft
2 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Clarence Fulton Secondary | Elementary | 711 m |
| Ellison Elementary | Elementary | 871 m |
| Mission Hill Elementary | Elementary | 1.5 km |
| St James(Independent) | Elementary | 2.7 km |
| Alexis Park Elementary | Elementary | 2.8 km |
| Ecole Beairsto Elementary | Elementary | 3.0 km |
| W.L. Seaton Secondary | Secondary | 3.3 km |
| Okanagan Landing Elementary | Elementary | 3.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Lynn's Vietnamese355 m
Cafes (1)
- Tim Hortons265 m
Grocery (2)
- Buy Low Foods359 m
- Okanagan Landing Plaza366 m
Parks (3)
- Unnamed333 m
- Heritage Park628 m
- Grahame Park644 m
Gyms (1)
- Unnamed344 m
Nearby places data: © OpenStreetMap contributors.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($31,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





