Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

4209 27th Avenue

Vernon, BC V1T1T3

$640,000

5 bed2 bath5 parking1,676 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.17 acres
Frontage
60 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,595.93

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
None
Flooring
Tile, Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco, Wood siding
View
View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Detached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement5'7'' x 10'11''
Living roomAdditional Accommodation12'0'' x 24'6''
Full bathroomAdditional Accommodation5'7'' x 7'0''
Primary BedroomAdditional Accommodation12'0'' x 15'0''
BedroomBasement9'1'' x 9'3''
Laundry roomMain level6'4'' x 6'7''
4pc BathroomMain level10' x 9'6''
BedroomMain level9'5'' x 9'9''
BedroomMain level8'8'' x 13'0''
Primary BedroomMain level9'9'' x 12'2''
Dining roomMain level8'6'' x 9'8''
Living roomMain level13'3'' x 17'0''
KitchenMain level9'8'' x 9'10''

Listing Information

MLS®
10398728
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

this family home is centrally located close to schools, transit, daycare, the beach, & downtown, this versatile 5 bed, 2 bath home offers 1,700+ sq ft of living space & excellent potential for families, investors, or multi generational living. The main floor features a spacious living room with fabulous new sliding doors that fill the space with natural light & lead to a 15x14 ft deck. The open concept kitchen & dining area, 3 bedrooms, 4 pc bathroom, & laundry complete the main level. The basement is thoughtfully divided into two areas. One side offers a comfortable in law suite with a micro kitchen, spacious bedroom, large living room, 3 pc bathroom, & separate entrance from the backyard. The other side includes a finished bedroom along with plenty of unfinished space currently used for storage. With a bathroom already started, there is excellent potential to finish this area & create additional living space to suit your needs. A standout feature is the massive 29x23 ft detached workshop/garage, fully wired, heated, & conveniently accessed from the back alley. Perfect for hobbies, projects, storage, or a home based business. Additional features include a carport, 5 parking spaces, a 9x10 ft garden shed, & a fenced backyard. A fantastic opportunity offering flexibility, space, & a potential mortgage helper in a convenient central location. Book your viewing today! (id:63159)

Values & Trends

This listing

$382/sqft

Building average

No other active listings in this building

City of Vernon average

$384/sqft

22 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary1.2 km
Clarence Fulton SecondaryElementary1.7 km
Alexis Park ElementaryElementary1.8 km
Ellison ElementaryElementary1.9 km
St James(Independent)Elementary1.9 km
Ecole Beairsto ElementaryElementary2.1 km
W.L. Seaton SecondarySecondary2.3 km
Vernon SecondaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Linear Park508 m
  • Unnamed734 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$512,000.00
Periodic payment — Principal & Interest (monthly)$3,303.25
Additional monthly expenses (strata, tax, utilities, etc.)$383.66
Total monthly cost$3,686.91
Interest paid over 5-yr term$146,740.67
Balance at end of term$460,545.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,621.48

Cash Needed at Closing

Minimum down payment$39,000
Estimated BC PTT$10,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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