Property Type: Detached HouseOwnership: Freehold

3007 38 Street

Vernon, BC V1T6H7

$449,900

3 bed2 bath2 parking1,214 sqftBuilt 1929
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.11 acres
Frontage
41 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,758

Interior

Heating
Forced air, See remarks
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'0'' x 9'0''
3pc BathroomMain level7'0'' x 8'0''
3pc Ensuite bathMain level6'0'' x 8'0''
BedroomSecond level7'0'' x 11'0''
BedroomSecond level9'0'' x 11'0''
Primary BedroomMain level9'0'' x 11'0''
Family roomMain level9'0'' x 18'0''
KitchenMain level11'0'' x 11'0''
Living roomMain level11'0'' x 13'0''

Listing Information

MLS®
10397043
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

3 bedroom, 2 bathroom home with alley access in good location, a short walk to downtown Vernon. This home features a primary bedroom on the main floor with a 3 piece ensuite. There is a living room off the front door and a large family room with sliding doors at the back of the home that opens up to a beautiful patio. Upstairs there are two additional bedrooms. The backyard is fully fenced, has raised garden beds and storage sheds. Ample off street parking from the back alley. Great as a family home or investment. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

City of Vernon average

$384/sqft

22 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Alexis Park ElementaryElementary1.2 km
Mission Hill ElementaryElementary1.2 km
St James(Independent)Elementary1.3 km
Ecole Beairsto ElementaryElementary1.4 km
W.L. Seaton SecondarySecondary1.6 km
Harwood ElementaryElementary2.4 km
Clarence Fulton SecondaryElementary2.4 km
Vernon SecondaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • The Sprouted Fig · 3407 30th Ave602 m
  • Masiero Pizzeria Napoletana · 3301 30 Avenue713 m
  • Rosalinda's All Day Breakfast773 m

Cafes (2)

  • Triumph Coffee · 3401a 30 Avenue618 m
  • Mug & Muffin · 2801B 34 Street710 m

Grocery (3)

  • FreshCo477 m
  • Simply Market501 m
  • Canadian Wholesale Club782 m

Parks (5+)

  • Pioneer Park342 m
  • Unnamed430 m
  • Linear Park505 m
  • Linear Park514 m
  • Hidden Park · 3412 33 Avenue548 m

Shopping (4)

  • Unnamed500 m
  • Unnamed541 m
  • Unnamed584 m
  • Pinnacle General Surgery Clinic609 m

Pharmacies (1)

  • Shoppers Drug Mart543 m

Banks & ATMs (1)

  • Scotiabank786 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (strata, tax, utilities, etc.)$290.83
Total monthly cost$2,612.92
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.59

Cash Needed at Closing

Minimum down payment$22,495
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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