Property Type: Detached HouseOwnership: Freehold

1682 Charlton Rd

Saanich, BC V9E2C9

$2,699,900

3 bed4 bath15 parking3,550 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
4.99 acres
Zoning
Agricultural

A1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,001

Interior

Heating
Heat Pump, Forced air, Propane
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Range, Dryer

Exterior & Lot

Lot features
Acreage, Central location, Park setting, Private setting, Wooded area, Sloping, Other

Building

Parcel ID (PID)
006-463-100

Parking

Total spaces
15

Room Dimensions

RoomLevelDimensions
BedroomLower level15'11
StorageLower level17'7 x 19'8
StorageLower level16'5
StorageLower level3'6 x 10'8
StorageLower level17'2 x 7'8
BalconyMain level9'1
BathroomLower level11'5
BedroomLower level15'11
BathroomMain level5'4
BathroomMain level8'2
BathroomMain level9'10 x 13'7
Primary BedroomMain level19'1 x 19'10
OfficeMain level10'4 x 14'10
EntranceMain level17'1 x 14'9
Living roomMain level24'10
PantryMain level13'10 x 7'5
KitchenMain level13'8 x 17'5
Family roomMain level16'6 x 15'8
Dining roomMain level18'5 x 14'6

Listing Information

MLS®
1046494
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

A truly one-of-a-kind property where exceptional quality, craftsmanship and a love of home are evident throughout. This beautiful custom-built, one-level rancher is set on approximately 4.987 acres of spectacular rolling, beautifully landscaped gardens, creating a private and peaceful setting rarely found. Thoughtfully designed for entertaining and enjoying life with family and friends, the home has been the setting for countless memorable gatherings and celebrations. The quality of construction is prevalent throughout, with an emphasis on thoughtful design, enduring materials and comfortable one-level living. The gardens have been lovingly created and meticulously cared for, offering beauty and character in every season. This is far more than a home; it is a property designed to bring people together, celebrate life and create lasting memories. A rare opportunity to own an exceptional custom rancher on nearly five acres in a truly special setting. (id:63159)

Values & Trends

This listing

$761/sqft

Building average

No other active listings in this building

Granville average

$804/sqft

4 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Strawberry Vale ElementaryElementary1.3 km
Eagle View ElementaryElementary1.5 km
Discovery School(Independent)K-121.6 km
View Royal ElementaryElementary2.4 km
Northridge ElementaryElementary2.4 km
Ecole Marigold SchoolElementary2.7 km
Spectrum CommunitySecondary2.7 km
Shoreline Community Middle SchoolMiddle2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Charlton Park711 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($539,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,159,920.00
Periodic payment — Principal & Interest (monthly)$13,935.07
Additional monthly expenses (strata, tax, utilities, etc.)$1,094.75
Total monthly cost$15,029.82
Interest paid over 5-yr term$619,039.28
Balance at end of term$1,942,855.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$539,980
Stress test qualifying rate8.09%
Payment you must qualify for$16,609.03

Cash Needed at Closing

Minimum down payment$539,980
Estimated BC PTT$58,997
Legal / closing costs (typical estimate)$1,500
Total cash needed$600,477

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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